Lifestyle perfection

Metro Mega Card

Metro Mega Card

MINIMUM INCOME

IDR 3.000.000

MINIMUM LIMIT

IDR 2.000.000

ANNUAL FEE

Basic : IDR 500.000 
Supplement : IDR 300.000 

Metro Mega Card is a special credit card issued by Bank Mega, in collaboration with Metro Department Store Indonesia. Enjoy all-time benefits at Metro Department Store & CT Corp and privileges when shopping at Fashion merchants.

 

Aplikasi Online

Online Aplication

Get all-time benefits with a Bank Mega credit card

Apply Now
  • Installment 0% 6 Month or 10% Discount at Metro
  • Competitive Exchange Rate Guarantee
  • Free Annual Fee for First Year

Card & PIN Activation in One Step

Send an SMS to 3377 using your registered mobile number with the format:
PIN (space) Last 4 Digits of Credit Card (space) Date of Birth DDMMYYYY (space) 6 Digits PIN
Example: PIN 1234 01011990 123456

 

CT Corp Benefit

Metro Department Store

  • 10% off or 0% installments with a 6 month tenor (for a minimum purchase transaction of IDR 1.000.000)

Trans Fashion

  • 20% off for purchase with normal price or 0% installment. (6/12 month). Additional 10% off for discounted items or 0% installment (6 months) minimum purchase of IDR 2.000.000 in all Trans Fashion outlets (Aigner, Armani, Brioni, Tods, Furla, and many more)
  • Program Made to Measure service from Master Tailor Brioni dan Canali
  • Personal Fashion Advisory
  • Fashion Shopping Tour

Trans Luxury Bandung

  • 50% discount from published rate for weekdays.
  • 50% discount from published rate for weekend 
  • Free Upgrade room (subject to availability)
  • 25% discount for F&B at The Lounge, The Restaurant & The 18th Restaurant & Lounge (max. trx IDR 5 million ++)
  • 10% discount on the use of multipurpose hall (min. trx of IDR 200 million ++)
  • 25% discount for Spa Promo (not including The Spa products and hair salon) max. Trx IDR 5 million ++ and 25% discount for purchasing The Spa membership
  • 25% discount for The Fitness Center Membership

Trans Resort Bali

  • 50% discount from publish rate for weekdays.
  • 25% discount from publish rate for weekends
  • 25% discount for F&B at The Lounge, The Restaurant & The 18th Restaurant & Lounge (max. trx IDR 5 million)
  • 10% discount on the use of multipurpose space (min. trx IDR 200 million ++)
  • 15% discount for Spa Promo (not including The Spa products and hair salon) max. Trx IDR 5 million ++
  • 35% discount for special event programs (valentine, Chinese New Year, Easter, school holidays, fasting month, Idul Fitri & New Year
  • 20% discount on special event programs inviting national & international artists

Ibis Hotels Bandung

  • Special Rate for Bank Mega credit card holders through www.accorhotels.com
  • Room:
    • 10% discount from published rate to stay
    • Include breakfast for 2 (two) people
    • Promo doesn't apply at high season and long weekend
    • Cannot be combined with other promos
  • Max. 3 room/card/day
  • Food & Beverages (F&B): 
    1. 15% discount at Oopen Resto
      • 15% discount at Oopen Resto with minimum transaction IDR 100.000,- (before government tax and service charge)
      • Promo doesn't apply for meat category, seafood, dan alcohol drinks
      • Cannot be combined with other promos
    2. Asian BBQ Dinner
      • 10% discount from published rate
      • Only on Friday and Saturday
      • Max. for 5 people/card
      • No multiples apply

Trans Studio

Monday – Sunday:

  • 25% discount for all types of Bank Mega Credit Cards (5 tickets/day/card),
  • Trans Studio Store Ticket Bonus (IDR 50,000 for Mega First Infinite Card)
  • 25% discount for Special Event/Concert, all card, VIP Tickets Max. 2 tickets/card, Festival Tickets Max. 4 tickets/card

Antavaya

  • 5% discount on airplane ticket purchases and 10% discount on tour packages and enjoy 0% installments for 3 and 6 month tenures. No surcharge & competitive exchange rates.

Baskin Robbins

  • 35% discount everyday for purchases of ready packs, hand packs, ice cakes, cups and cones, sundae and split, fountain drinks, dessert, cafe menus, popcorn, with a minimum purchase of IDR 75,000 and a maximum purchase of IDR 1,500,000
  • 50% discount on weekends (Saturday and Sunday) and national holidays for hand pack purchases with a maximum purchase of IDR 1,500,000

The Coffee Bean & Tea Leaf

  • 30% discount on purchases of all CBTL products with a minimum purchase of IDR 75,000
  • 35% discount every day for purchasing Whole Cake
  • 50% discount for purchasing all CBTL products with a minimum purchase of IDR 250,000 and maximum purchase of IDR 1,500,000

Wendy's

  • 25% discount every day for purchases of all products with a minimum purchase of IDR 100,000
  • 50% discount every day for purchases of all products with a minimum purchase of IDR 300,000 and a maximum purchase of IDR 1,500,000

Artiste Café & Lounge (Trans Studio Mall)

  • 50% discount for minimum purchase of IDR 100,000

Carrefour & Transmart Carrefour

  • 10% discount or 0% installments for 6 months
  • 10% discount + light installment payment (tenure options of 3,6, or 12 months)
  • Applies to all products including electronics and promotional products throughout Carrefour and Carrefour Transmart in Indonesia except; baby formula,eggs, cigarettes, gadgets (mobile phones, smartphones, tablets and laptops), and top up phone credit

TransVision

  • 25% discount per month for all Transvision subscription packages
  • The payment method uses a credit card autodebet with the Megabill program

Mega Poin

  • Every spend IDR 10.000 get 50 Mega Poin (except for purchases at Merchant Group CT Corp other than transactions in the AntaVaya branch do not get points)
  • Click here for more information

Mega Poin Redeem in Merchant

  • No minimum transactions
  • 1 Mega Poin = IDR 1,-
  • Maximum points that can be redeemed is 100% of the total transaction after regular discount (if there are)

 

Mega Poin Redemption to GARUDA MILES

  • Mega Poin Redemption to Garuda Miles can be done through Mega Call 08041500010
  • 17.500 Mega Poin = 100 GarudaMiles, applies to Metro Mega Card.
  • 17.500 Mega Poin = 280 GarudaMiles (applies to MegaFirst Infinite Card and Mega Travel Card)
  • Applies multiply
  • Garuda Miles ID is required
  • Mega Poin Redemption Fee : Rp 50.000 (exclude MegaFirst Infinite Card and Mega Travel Card)


Mega Poin Redemption to AIR ASIA BIG POINT

  • Mega Poin Redemption to Air Asia BIG Point can be done through Mega Call 08041500010
  • 7.500 Mega Poin = 100 Air Asia BIG Point applies to Metro Mega Card.
  • 7.500 Mega Poin = 240 Air Asia BIG Point (applies to MegaFirst Infinite Card and Mega Travel Card, Mega Platinum Card, and Mega Affinity Card)
  • Applies multiply
  • Air Asia BIG Point ID is required
  • Mega Poin Redemption Fee : Rp 50.000 (exclude MegaFirst Infinite Card and Mega Travel Card)


Mega Poin Redemption to M-Tix E-Voucher

  • Mega Poin Redemption to M-Tix E-Voucher can be done through Mega Call 08041500010
  • 25.000 Mega Poin = M-Tix E-Voucher worth Rp 25.000
  • Applies multiply
  • E-voucher will be sent to registered email address no later than D+1 after redemption request via Mega Call. Notes : Cardholders with no registered email address needs to register their email first and E-Voucher will be sent no later than D+7 after email adress has been registered to Bank Mega
  • E-voucher can be used for M-Tix balance top up through M-Tix Mobile App
  • E-voucher is only valid for 7 (seven) calendar days after e-voucher sent to the registered email. After 7 (seven) days, e-Voucher is no longer able to be used
  • Applies to MegaFirst Infinite Card, Mega Travel Card, Mega Platinum Card, Mega Barca Card, Mega Gold Card, Mega Metro Card, Mega Carrefour / Transmart Card, Mega Affinitty Card, Bank Riau Silver Card, Bank Riau Gold Card, and Bank Sulteng Card

Mega Bill

  • Register your monthly bills and enjoy the convenience and ease of payment without having to queue and save time by using the Mega Bill feature on your Bank Mega Credit Card.
  • Click here for more information. 

*An easy way to pay for water every month with Mega Bill

Mega Top Up

Mega Credit Shield

Mega Credit Shield provides a protection to your credit card balance in the case of any occurrence by the covered risk, as per the applied terms and conditions of the said product. This product is the product of PT PFI MEGA LIFE, which also act as an insurer to the said product.

There are 3 (three) types of the offered Mega Credit Shield:

1. Mega Credit Shield Maksima, with Premium of 0.55% from the Current Balance

The said product is an insurance program for credit card holder that covers the risk of death due to illness or accident, and the risk to suffer total/partial and permanent disability due to illness or accident.

Insurance Benefits:

  • If insured passed away, not due to accident, then insurer will pay 200% of current credit card balance at the time of risk
  • If insured passed away, due to accident, then insurer will pay 500% of current credit card balance at the time of risk
  • If insured being diagnosed to suffer total and permanent disability due to illness or accident then insurer will pay 100% of current credit card balance at the time of risk
  • If insured being diagnosed to suffer partial and permanent disability due to illness or accident, for at least 30 consecutive days then insurer will pay 10% of current credit card balance at the time of risk or maximum Rp50,000 in monthly basis, for a maximum of 12 months as long as insured suffers the said risk, with a maximum limit is as per the said credit card balance at the time of diagnosis or with a certain predefined amount, paid to Bank Mega as the Policyholder.
  • Insurance benefit will be paid to Policyholder to first allocate the payment benefit to settle the said credit card balance, and the remainder is paid to Beneficiary
     

2. Mega Ultima Shield, with Premium of 0.68% from the Current Balance

The said product is an insurance program for credit card holder that covers the risk of death due to illness or accident, and the risk to suffer total/partial and permanent disability due to illness or accident, or the risk to suffer any of the 5 (five) critical illnesses.

Insurance Benefits

  • If insured passed away, not due to accident, then insurer will pay 200% of current credit card balance at the time of risk
  • If insured passed away, due to accident, then insurer will pay 500% of current credit card balance at the time of risk
  • If insured being diagnosed to suffer total and permanent disability due to illness or accident then insurer will pay 100% of current credit card balance at the time of risk
  • If insured being diagnosed to suffer partial and permanent disability due to illness or accident, for at least 30 consecutive days then insurer will pay 10% of current credit card balance at the time of risk or maximum Rp50,000 in monthly basis, for a maximum of 12 months as long as insured suffers the said risk, with a maximum limit is as per the said credit card balance at the time of diagnosis or with a certain predefined amount, paid to Bank Mega as the Policyholder.
  • If insured being diagnosed for the first time in life to suffer any of the 5 (five) critical illness then insurer will pay 100% of current credit card balance at the time of risk. 
  • Insurance benefit will be paid to Policyholder to first allocate the payment benefit to settle the said credit card balance, and the remainder is paid to Beneficiary

 

3. Mega Protection Care, with Premium of 0.25% from the current balance

The said product is an insurance program for credit card holder that covers the risk of death due to illness or accident, and the risk to suffer total/partial and permanent disability due to illness or accident.

Insurance Benefits:

  • If insured passed away, due to illness or accident, then insurer will pay 100% of current credit card balance at the time of risk
  • If insured being diagnosed to suffer total and permanent disability due to illness or accident then insurer will pay 100% of current credit card balance at the time of risk
  • If insured being diagnosed to suffer partial and permanent disability due to illness or accident, for at least 30 consecutive days then insurer will pay 10% of current credit card balance at the time of risk or maximum Rp50,000 in monthly basis, for a maximum of 12 months as long as insured suffers the said risk, with a maximum limit is as per the said credit card balance at the time of diagnosis or with a certain predefined amount, paid to Bank Mega as the Policyholder.
  • Insurance benefit will be paid to Policyholder to first allocate the payment benefit to settle the said credit card balance, and the remainder is paid to Beneficiary

   M-SMILE

A new breakthrough from Bank Mega to provide all your banking activities through your smartphone and makes everything easier. Such as saving products, credit cards and electronic money, cash withdrawals without cards at Bank Mega ATMs, QR transactions at merchants, and various promo information, it's all in your hands.

Download Now

Why must M-Smile?

Because M-Smile is an application that:

  1. Attractive appearance that doesn't makes you feel bored when using M-Smile
  2. The fast and easier login by using finger print or face recognition technology.
  3. Missed your wallet? Don't carry an ATM card? Relax. You can do QR transactions at merchants that use the QRIS logo, just scan, pay & go! or Cash withdrawal without card at Bank Mega ATM.
  4. Purchase voucher, pay bill and top up your e-waller in a Practical way!
  5. Open a new savings account and various services for the convenience of Savings and Credit Card owners
  6. Transactions becomes easier and faster using Voice Command.
  7. Saving Account, Current Account, Loan, Deposit, Credit Card, M-Money, Saving and Credit Card Transaction Inquiry, Statements & Billing Statement up to 12 months.
  8. Complete domestic transfer features such as transfer intra bank account, Realtime transfer, SKN / Clearing or RTGS and Bank Mega virtual account transfer.
  9. Credit Card service features such as Mega Pay (change transactions into installments), Increase Fixed Limit, Mega Bill Registration, Insurance Registration, Block Credit Cards, and Register/Change PIN.
  10. You can check information on Bank Mega credit card and debit card promos completely!
  11. Now you can also check credit card points and DoReMe easily
  12. You can also check other information such as M-Calendar, foreign exchange rates, ATM and branch locations, account inboxes and all account settings using your smartphone!

Installation Manual

Syarat Pengajuan Kartu Kredit

 

Persyaratan dan Ketentuan Pemegang Kartu Kredit Bank Mega

 

Biaya-Biaya

 

Jenis Biaya

Keterangan

Bunga Pembelanjaan 2% per bulan / 24% per tahun
Bunga Penarikan Tunai 2% per bulan / 24% per tahun
Biaya Keterlambatan Pembayaran 1 % dari jumlah tagihan (atau maksimum Rp. 100.000)
Biaya Penerbitan Billing Statement Electronic Statement : Rp 5.000/tagihan
Hardcopy : Rp 30.000/tagihan 
Biaya Cetak Ulang Lembar Tagihan Rp 50.000/lembar (max 3 bln terakhir)
Biaya Pembayaran Tagihan Melalui Bank Partner (BCA, BNI, Mandiri) Rp 15.000/ tagihan
Biaya Permohonan Bukti Transaksi Rp 50.000,- 
Biaya Penggantian Kartu (Rusak/Hilang) Rp 200.000,-
Biaya Pengembalian Kelebihan Saldo ke Non-Bank Mega Rp 50.000,-
Biaya Redeem Point ke Frequent Flyer Program Rp 50.000,- 
Biaya Kenaikan Limit Sementara : Rp.75.000,-
Tetap : Rp.125.000,-
Biaya Overlimit Rp 250.000,-
Biaya Transfer Loan on Card (LOC) ke Non-Bank Mega Rp 30.000,-
Informasi Transaksi (SMS Notifikasi) Kartu Utama : Rp 10.000/bulan
Kartu Tambahan : Rp 5.000/bulan
Ubah Transaksi Menjadi Cicilan Bunga Ringan

Transaksi < Rp 5 Juta : Rp 50.000/Transaksi

Transaksi > Rp 5 Juta - < Rp 10 Juta: Rp 100.000/Transaksi 

Transaksi > Rp 10 Juta: Rp 150.000/Transaksi

Pembatalan/Percepatan Cicilan Sisa Bunga  + Sisa Pokok + Rp. 200.000,-
Biaya Permohonan Ringkasan Tagihan Tahunan Rp 300.000,-
Biaya Administrasi Tagihan Rutin Bulanan 
(MegaBill seperti : Pascabayar seluler, Mega Top Up Pulsa, TV kabel berlangganan, PDAM, PLN, dll)
Rp. 5000,- / per no. pelanggan / bulan

Khusus PLN:
- Nilai tagihan < Rp.  25 juta = Rp. 5.000,-
- Nilai tagihan > Rp. 25 juta = 1% x nilai tagihan 
Biaya Administrasi Penarikan Tunai 6 % atau minimal Rp 175.000,-

*Perubahan Bea Materai Pembayaran Kartu Kredit 

 

Channel dan Biaya Pembayaran Tagihan

 

Channel Pembayaran

Keterangan

Bank Mega ATM : Gratis
Teller : Rp 25.000
Bank BCA ATM : Rp 15.000
Klik BCA : Rp 15.000
Bank BNI ATM : Rp 15.000
BNI Phone Plus : Rp 15.000
Mobile / SMS Banking : Rp 15.000
Internet Banking : Rp 15.000
Bank Mandiri ATM : Rp 15.000
Internet Banking : Rp 15.000
SMS Banking : Rp 15.000
Call Mandiri : Rp 15.000
ATM Bersama / ATM Prima ATM : Rp 15.000

 

Suku Bunga

Bunga Pembelanjaan : 2% per bulan / 24% per tahun -- Mulai dari 1 Mei 2020
Bunga Penarikan Tunai : 2% per bulan / 24% per tahun -- Mulai dari 1 Mei 2020

 

Ilustrasi Perhitungan Bunga

Perhitungan Bunga

 

Informasi Perhitungan Pembayaran Minimum

Ilustrasi Perhitungan Pembayaran Minimum

Perpanjangan Kebijakan Kelonggaran atas Batas Pembayaran Minimum dan Denda Keterlambatan Pembayaran Kartu Kredit

 

Aktivasi PIN

Registrasi PIN melalui SMS

Registrasi PIN melalui ATM

Registrasi PIN melalui Website Bank Mega

 

Fitur Nirsentuh/Contactless

FAQ Kartu Kredit Bank Mega dengan fitur Contacless

 

Informasi

Aplikasi Online

Dapatkan keuntungan sepanjang masa dengan kartu kredit Bank Mega