Transmart Mega Card is introducing contactless payment feature.

Transmart Mega Card

Transmart Mega Card

MINIMUM INCOME

IDR 3.000.000

MINIMUM LIMIT

IDR 2.000.000

ANNUAL FEE

Transmart Mega Card - Silver
Kartu Basic : Rp 450.000
Kartu Supplement : Rp. 250.000

Transmart Mega Card - Platinum
Kartu Basic : Rp 500.000
Kartu Supplement : Rp. 300.000

Transmart Mega Card is a Credit Card issued by Bank Mega in collaboration with Transmart as a rebranding card the previous Carrefour Mega Card to provide Credit Card facilities and benefits to Bank Mega Customers. Transmart Mega Card is introducing contactless payment feature. The contactless payment feature provides convenience and optional to transact for the Customer.

 

Online Aplication

Get all-time benefits with a Bank Mega credit card

Apply Now
  • 10% Discount or Installment 0% 6 Month at Transmart Carreour
  • Special Privilege at Transmart Carrefour
  • Free Annual Fee for First Year

Card & PIN Activation in One Step

Send an SMS to 3377 using your registered mobile number with the format:
PIN (space) Last 4 Digits of Credit Card (space) Date of Birth DDMMYYYY (space) 6 Digits PIN
Example: PIN 1234 01011990 123456

 

CT Corp Benefit

Metro Department Store

  • 10% Discount no minimum transaction except for selected items
  • Installment 0% 6 month min trx IDR 1mio
  • Valid for all Metro Dept Store in Indonesia

Trans Fashion

  • Additional Discount 10% with min trx IDR 500.000 or
  • Installment 0% 6 months with min trx IDR 2 mio
  • Valid every purhase at Aigner, Boss, Canali, Geox, Furla, Find Kapoor, Salvatore Ferragamo.

Trans Luxury Bandung & Trans Resort Bali

Trans Luxury Hotel Bandung

Rooms

  • 50% discount from published rate for weekdays.
  • 25% discount from published rate for weekend 
  • Breakfast included for 2 persons
  • Free Upgrade room (subject to availability)
  • Maximum 3 rooms/Card/Day
  • No Cancelation and non -refundable

Food & Beverages (F&B): 

  • 25% discount for F&B at The Lounge, The Restaurant & The 18th Restaurant & Lounge (max. trx IDR 5 million ++/ Card (MegaFirst CH Only)
  • 20% Discount for F&B at The Lounge, The Restaurant & The 18th Restaurant & Lounge  (max . trx IDR 1,5 mio++/ Card)

Function Room (Ruang Serba Guna): 

  • 10% Discount min trx IDR 200 mio++/Card (MegaFirst CH Only)

The Spa: 

  • 25% Discount  for  all Treatments (not including The Spa products and hair salon) max. Trx Rp.5 million ++ (MegaFirst CH Only)
  • 20% Discount For all treatments (not including The Spa products and hair salon)  max trx IDR 1,5 mio++

Fitness Center Membership: 

  • 25% Discount for The Fitness Center Membership max trx IDR 5 mio++ (MegaFirst CH Only)
  • 20% DIscount for The Fitness Center Membership max trx IDR 3mio++

The Trans Resort Bali

Rooms:

  • 50% discount from published rate for weekdays.
  • 25% discount from published rate for weekend 
  • Breakfast included for 2 persons
  • Free Upgrade room (subject to availability)
  • Maximum 3 rooms/Card/Day
  • No Cancelation and non -refundable

Food & Beverages (F&B): 

  • 25% discount for F&B at The Lounge, The Restaurant & The 18th Restaurant & Lounge (max. trx IDR 5 million ++/ Card (MegaFirst CH Only)
  • 20% Discount for F&B at The Lounge, The Restaurant & The 18th Restaurant & Lounge  (max . trx IDR 1,5 mio++/ Card)

Function Room: 

  • 10% Discount min trx IDR 200 mio++/Card (MegaFirst CH Only)

The Spa: 

  • 25% Discount  for  all Treatments (not including The Spa products and hair salon) max. Trx Rp.5 million ++ (MegaFirst CH Only)
  • 20% Discount For all treatments (not including The Spa products and hair salon)  max trx IDR 1,5 mio++

Fitness Center Membership: 

  • 25% Discount for The Fitness Center Membership max trx IDR 5 mio++ (MegaFirst CH Only)
  • 20% DIscount for The Fitness Center Membership max trx IDR 3mio++

Ibis Hotel Bandung

Special Rate for Bank Mega credit card holders through www.accorhotels.com

Room Promo:

  • 10% Discount from Published Rate, Breakfast included for 2 persons. Promotion not valid on High Seasons and Long Weekend, Cannot combine with others promotion. Maximum 3 rooms/Card/Day

Special Packages Stay and Play at Trans Studio Bandung :

  • IDR 800.000/Nett/Room/Night for weekdays
  • IDR 900.000/Nett/Rom/Night for Weekend
  • Breakfast and Trans Studio Tickets for 2 persons included

Food & Beverages (F&B): 

1. 15% Discount at Oopen Resto

  • 100.000 (before tax and service charge)
  • Category Meat, seafood and alcohol beverage excluded
  • Cannot combine with others promotion.

2. 10% Discount from Published Rate

  • valid on Friday and Saturday, Maximum 5 persons/Card 
  • Not apply multiples

Trans Studio Bandung

  • 25% Discount for admission tickets maximum of 5 tickets / day / card
  • Get Trans Studio Store Ticket Bonus IDR 50.000 for MegaFirst infinite CH only
  • 25% Discount for special events/concerts, VIP Tickets max 2 tickets/card and Festival Tickets max 4 tickets/card.
  • Get Discount Voucher 10% every purchase mechandise Trans Studio Bandung or F&B (applies for Bandung ID Program only)

 

Trans Studio Cibubur

  • 10% Discount for admission ticket, max 10 tickets/Transaction

Trans Studio Makassar

  • 25% Discount for admission tickets maximum of 5 tickets / day / card, Credit Card Only
  • 10% Discount for admission tickets maximum of 10 tickets / day / card, Debit Card only

 

Trans Studio Bali

  • 10% Discount for admission ticket, max 10 tickets/Transaction

Fashion Hotel Legian

Room Promo:

  • Special Rate Rp 450.000++/Room/Night
  • Breakfast for 2 persons included, max 3 rooms/card/day
  • No cancelation and non-refundable
  • Not valid on Peak Season and High Season

Food & Beverages (F&B):

  • 20% Discount for F&B max trx IDR 1,5mio++/Card

Trans Snow World Juanda Bekasi

  • 10% Discount for admission ticket, max 10 tickets/Transaction

 

Trans Snow World Bintaro

  • 10% Discount for admission ticket, max 10 tickets/Transaction

Antavaya

No surcharge & competitive exchange rate

Baskin Robbins

  • 50% discount Max trx IDR 1,5mio every purchase Fresh Pack and Ready Pack on weeked (Saturday and Sunday) and Puclic Holiday.
  • 35% Discount Min trx IDR 75.000 and Max trx IDR 1,5mio every purchase Ready Pack, Fresh Pack, Ice cake, Cup and Cone, Sundae and Split, Fountain drinks, Dessert, Cafe Menu, Popcorn on Weekdays.

 

The Coffee Bean & Tea Leaf

  • 50% Discount min trx IDR 250,000 and max trx IDR 1,5mio for all CBTL products, Valid every day
  • 30% discount min trx IDR 75.000 for all CBTL Products, Valid everyday
  • 35% discount for whole cake valid everyday

Wendy's

  • 50% Discount min trx IDR 300.000 and Max trx IDR 1,5mio for all wendy's menu.
  • 25% Discount min trx IDR 100.000 for all wendy's menu.

Tasty Kitchen

20% discount  min trx IDR 200.000 anda max trx IDR 1,5mio for all menu and valid everyday

Warung Wardani

20% discount  min trx IDR 200.000 anda max trx IDR 1,5mio for all menu and valid everyday

Nikaido Gyu Katsu

20% discount  min trx IDR 200.000 anda max trx IDR 1,5mio for all menu and valid everyday

Index Living Mall

  • 10% Discount or Instalment 0% 6 months
  • 10% Discount + Installment 1,25% (3,6,12 months)

Transmart & Carrefour

  • 10% Discount or Installment 6 months
  • 10% Discount + Installment (3,6,12 months)
  • Valid for electronic and all products except :  Sugar, Oils, Egg, Cigarettes, Bay Formula, Rice, Flour, Mobile Credit, Donation, Gadget, and Mega Insurance.

TransVision

  • 20% Discount per month for all Transvision subscription packages with Megabill Program

Reward & Privileges

  • Special Cashier for Transmart Mega Card holders in Transmart / Carrefour
    • Opened 1 to 2 cashiers per store (based on store policy)
  • Special Parking Area at Transmart / Carrefour (stand alone stores)
  • Quota 5 slots in front & 15 slots behind the store
  • Available at Transmart / Carrefour store:


*Subject to changes base on business policy

  • Contactless Payment

TAP your Transmart Mega Card to EDC equipped with contactless facility (contactless logo) for your payment. Enjoy the convenience, speed and security of transactions because the card remains in your hands. Contactless Payment Transactions above Rp. 1,000,000 (one million Rupiah) will continue to use the PIN 
 

Mega Poin

  • Every spend IDR 10,000 get 15 Mega Poin (except for purchases at Merchant Group CT Corp other than transactions in the AntaVaya branch do not get points)
  • Click here for more information

Mega Poin Redeem in Merchant

  • No minimum transactions
  • 1 Mega Poin = Rp. 1,-
  • Maximum points that can be redeemed is 100% of the total transaction after regular discount (if there are

 

Mega Poin Redemption to GARUDA MILES

  • Mega Poin Redemption to Garuda Miles can be done through Mega Call 08041500010
  • 17.500 Mega Poin = 100 GarudaMiles, applies to Transmart Mega Card.
  • 17.500 Mega Poin = 280 GarudaMiles (applies to MegaFirst Infinite Card and Mega Travel Card)
  • Applies multiply
  • Garuda Miles ID is required
  • Mega Poin Redemption Fee : Rp 50.000 (exclude MegaFirst Infinite Card and Mega Travel Card)


Mega Poin Redemption to AIR ASIA BIG POINT

  • Mega Poin Redemption to Air Asia BIG Point can be done through Mega Call 08041500010
  • 7.500 Mega Poin = 100 Air Asia BIG Point applies to Transmart Mega Card.
  • 7.500 Mega Poin = 240 Air Asia BIG Point (applies to MegaFirst Infinite Card and Mega Travel Card, Mega Platinum Card, and Mega Affinity Card)
  • Applies multiply
  • Air Asia BIG Point ID is required
  • Mega Poin Redemption Fee : Rp 50.000 (exclude MegaFirst Infinite Card and Mega Travel Card)


Mega Poin Redemption to M-Tix E-Voucher

  • Mega Poin Redemption to M-Tix E-Voucher can be done through Mega Call 08041500010
  • 25.000 Mega Poin = M-Tix E-Voucher worth Rp 25.000
  • Applies multiply
  • E-voucher will be sent to registered email address no later than D+1 after redemption request via Mega Call. Notes : Cardholders with no registered email address needs to register their email first and E-Voucher will be sent no later than D+7 after email adress has been registered to Bank Mega
  • E-voucher can be used for M-Tix balance top up through M-Tix Mobile App
  • E-voucher is only valid for 7 (seven) calendar days after e-voucher sent to the registered email. After 7 (seven) days, e-Voucher is no longer able to be used
  • Applies to MegaFirst Infinite Card, Mega Travel Card, Mega Platinum Card, Mega Barca Card, Mega Gold Card, Mega Metro Card, Mega Carrefour / Transmart Card, Mega Affinitty Card, Bank Riau Silver Card, Bank Riau Gold Card, and Bank Sulteng Card

Mega Bill

  • Register your monthly bills and enjoy the convenience and ease of payment without having to queue and save time by using the Mega Bill feature on your Bank Mega Credit Card.
  • Click here for more information. 

*An easy way to pay for water every month with Mega Bill

Mega Top Up

Mega Credit Shield

Mega Credit Shield provides a protection to your credit card balance in the case of any occurrence by the covered risk, as per the applied terms and conditions of the said product. This product is the product of PT PFI MEGA LIFE, which also act as an insurer to the said product.

There are 3 (three) types of the offered Mega Credit Shield:

1. Mega Credit Shield Maksima, with Premium of 0.55% from the Current Balance

The said product is an insurance program for credit card holder that covers the risk of death due to illness or accident, and the risk to suffer total/partial and permanent disability due to illness or accident.

Insurance Benefits:

  • If insured passed away, not due to accident, then insurer will pay 200% of current credit card balance at the time of risk
  • If insured passed away, due to accident, then insurer will pay 500% of current credit card balance at the time of risk
  • If insured being diagnosed to suffer total and permanent disability due to illness or accident then insurer will pay 100% of current credit card balance at the time of risk
  • If insured being diagnosed to suffer partial and permanent disability due to illness or accident, for at least 30 consecutive days then insurer will pay 10% of current credit card balance at the time of risk or maximum IDR 50,000 in monthly basis, for a maximum of 12 months as long as insured suffers the said risk, with a maximum limit is as per the said credit card balance at the time of diagnosis or with a certain predefined amount, paid to Bank Mega as the Policyholder.
  • Insurance benefit will be paid to Policyholder to first allocate the payment benefit to settle the said credit card balance, and the remainder is paid to Beneficiary
     

2. Mega Ultima Shield, with Premium of 0.68% from the Current Balance

The said product is an insurance program for credit card holder that covers the risk of death due to illness or accident, and the risk to suffer total/partial and permanent disability due to illness or accident, or the risk to suffer any of the 5 (five) critical illnesses.

Insurance Benefits

  • If insured passed away, not due to accident, then insurer will pay 200% of current credit card balance at the time of risk
  • If insured passed away, due to accident, then insurer will pay 500% of current credit card balance at the time of risk
  • If insured being diagnosed to suffer total and permanent disability due to illness or accident then insurer will pay 100% of current credit card balance at the time of risk
  • If insured being diagnosed to suffer partial and permanent disability due to illness or accident, for at least 30 consecutive days then insurer will pay 10% of current credit card balance at the time of risk or maximum IDR 50,000 in monthly basis, for a maximum of 12 months as long as insured suffers the said risk, with a maximum limit is as per the said credit card balance at the time of diagnosis or with a certain predefined amount, paid to Bank Mega as the Policyholder.
  • If insured being diagnosed for the first time in life to suffer any of the 5 (five) critical illness then insurer will pay 100% of current credit card balance at the time of risk. 
  • Insurance benefit will be paid to Policyholder to first allocate the payment benefit to settle the said credit card balance, and the remainder is paid to Beneficiary

 

3. Mega Protection Care, with Premium of 0.25% from the current balance

The said product is an insurance program for credit card holder that covers the risk of death due to illness or accident, and the risk to suffer total/partial and permanent disability due to illness or accident.

Insurance Benefits:

  • If insured passed away, due to illness or accident, then insurer will pay 100% of current credit card balance at the time of risk
  • If insured being diagnosed to suffer total and permanent disability due to illness or accident then insurer will pay 100% of current credit card balance at the time of risk
  • If insured being diagnosed to suffer partial and permanent disability due to illness or accident, for at least 30 consecutive days then insurer will pay 10% of current credit card balance at the time of risk or maximum IDR 50,000 in monthly basis, for a maximum of 12 months as long as insured suffers the said risk, with a maximum limit is as per the said credit card balance at the time of diagnosis or with a certain predefined amount, paid to Bank Mega as the Policyholder.
  • Insurance benefit will be paid to Policyholder to first allocate the payment benefit to settle the said credit card balance, and the remainder is paid to Beneficiary

M-SMILE

A new breakthrough from Bank Mega to provide all your banking activities through your smartphone and makes everything easier. Such as saving products, credit cards and electronic money, cash withdrawals without cards at Bank Mega ATMs, QR transactions at merchants, and various promo information, it's all in your hands.

Unduh aplikasinya disini

Why must M-Smile?

Because M-Smile is an application that:

  1. Attractive appearance that doesn't makes you feel bored when using M-Smile
  2. The fast and easier login by using finger print or face recognition technology.
  3. Missed your wallet? Don't carry an ATM card? Relax. You can do QR transactions at merchants that use the QRIS logo, just scan, pay & go! or Cash withdrawal without card at Bank Mega ATM.
  4. Purchase voucher, pay bill and top up your e-waller in a Practical way!
  5. Open a new savings account and various services for the convenience of Savings and Credit Card owners
  6. Transactions becomes easier and faster using Voice Command.
  7. Saving Account, Current Account, Loan, Deposit, Credit Card, M-Money, Saving and Credit Card Transaction Inquiry, Statements & Billing Statement up to 12 months.
  8. Complete domestic transfer features such as transfer intra bank account, Realtime transfer, SKN / Clearing or RTGS and Bank Mega virtual account transfer.
  9. Credit Card service features such as Mega Pay (change transactions into installments), Increase Fixed Limit, Mega Bill Registration, Insurance Registration, Block Credit Cards, and Register/Change PIN.
  10. You can check information on Bank Mega credit card and debit card promos completely!
  11. Now you can also check credit card points and DoReMe easily
  12. You can also check other information such as M-Calendar, foreign exchange rates, ATM and branch locations, account inboxes and all account settings using your smartphone!

Installation Manual

Syarat Pengajuan Kartu Kredit

 

Persyaratan dan Ketentuan Pemegang Kartu Kredit Bank Mega

 

Biaya-Biaya

 

Jenis Biaya

Keterangan

Bunga Pembelanjaan 1.75% per bulan / 21% per tahun
Bunga Penarikan Tunai 1.75% per bulan / 21% per tahun
Biaya Keterlambatan Pembayaran 1 % dari jumlah tagihan (atau maksimum Rp. 100.000)
Biaya Penerbitan Billing Statement Electronic Statement : Rp 5.000/tagihan
Hardcopy : Rp 30.000/tagihan 
Biaya Cetak Ulang Lembar Tagihan Rp 50.000/lembar (max 3 bln terakhir)
Biaya Pembayaran Tagihan Melalui Bank Partner (BCA, BNI, Mandiri) Rp 15.000/ tagihan
Biaya Permohonan Bukti Transaksi Rp 50.000,- 
Biaya Penggantian Kartu (Rusak/Hilang) Rp 200.000,-
Biaya Pengembalian Kelebihan Saldo ke Non-Bank Mega Rp 50.000,-
Biaya Redeem Point ke Frequent Flyer Program Rp 50.000,- 
Biaya Kenaikan Limit Sementara : Rp.75.000,-
Tetap : Rp.125.000,-
Biaya Overlimit Rp 250.000,-
Biaya Transfer Loan on Card (LOC) ke Non-Bank Mega Rp 30.000,-
Informasi Transaksi (SMS Notifikasi) Kartu Utama : Rp 10.000/bulan
Kartu Tambahan : Rp 5.000/bulan
Ubah Transaksi Menjadi Cicilan Bunga Ringan - Transaksi Rp < 5 Jt  : Rp 50.000 / transaksi
- Transaksi Rp > 5 Jt - < 10 Jt  : Rp 100.000 / transaksi
- Transaksi Rp > 10 Jt  : Rp 150.000 / transaksi
Pembatalan/Percepatan Cicilan Sisa Bunga  + Sisa Pokok + Rp. 200.000,-
Biaya Permohonan Ringkasan Tagihan Tahunan Rp 300.000,-
Biaya Administrasi Tagihan Rutin Bulanan 
(MegaBill seperti : Pascabayar seluler, Mega Top Up Pulsa, TV kabel berlangganan, PDAM, PLN, dll)
Rp. 5000,- / per no. pelanggan / bulan

Khusus PLN:
- Nilai tagihan < Rp.  25 juta = Rp. 5.000,-
- Nilai tagihan > Rp. 25 juta = 1% x nilai tagihan 
Biaya Administrasi Penarikan Tunai 6 % atau minimal Rp 175.000,- (untuk Tipe Platinum)
6 % atau minimal Rp 125.000,- (untuk Tipe Silver atau Classic)

*Perubahan Bea Materai Pembayaran Kartu Kredit

 

Channel dan Biaya Pembayaran Tagihan

 

Channel Pembayaran

Keterangan

Bank Mega ATM : Gratis
Teller : Rp 25.000
Bank BCA ATM : Rp 15.000
Klik BCA : Rp 15.000
Bank BNI ATM : Rp 15.000
BNI Phone Plus : Rp 15.000
Mobile / SMS Banking : Rp 15.000
Internet Banking : Rp 15.000
Bank Mandiri ATM : Rp 15.000
Internet Banking : Rp 15.000
SMS Banking : Rp 15.000
Call Mandiri : Rp 15.000
ATM Bersama / ATM Prima ATM : Rp 15.000

 

Suku Bunga

Bunga Pembelanjaan 1.75% / 21% per tahun – mulai dari 01 Juli 2021
Bunga Penarikan Tunai 1.75% / 21% per tahun – mulai dari 01 Juli 2021

 

Ilustrasi Perhitungan Bunga

Perhitungan Bunga

 

Informasi Perhitungan Pembayaran Minimum

Ilustrasi Perhitungan Pembayaran Minimum

Perpanjangan Kebijakan Kelonggaran atas Batas Pembayaran Minimum dan Denda Keterlambatan Pembayaran Kartu Kredit

 

Aktivasi PIN

Registrasi PIN melalui SMS

Registrasi PIN melalui ATM

Registrasi PIN melalui Website Bank Mega

 

Fitur Nirsentuh/Contactless

FAQ Kartu Kredit Bank Mega dengan fitur Contacless

 

Informasi