Protect your assets with the right insurance products.

Bancassurance

Unit Link Insurance Product is a  Life Insurance product that combines protection with investment features. This product also offers cash value as an additional bonus from its investment side. Premiums paid by customers regularly, and will be allocated to cover acquisition cost, cost of insurance, etc. 


Bank Mega in collaboration with PFI Mega Life provides unit link product to fulfill protection needs from the customers.

Benefit

  • Life Insurance protection until 100 years.
  • Flexibility in premiums amount and coverage scheme.
  • Various investment allocation that can suit customer's risk profile.
  • Flexibility in withdrawal, switching, top up from the investment allocation funds.
  • Choices of Riders.
     

Product

Mega Prima Link (MPL) 

Mega Prima Link (MPL) is a product that combines life insurance protection with investment feature. It provides multiple benefits, both protection as well as investment opportunities to fulfill  future financial needs.

Term & Condition

Insured Age Limit:

  • Min 1 Year
  • 60 years max

Age Limit of Policy Holder:

  • Min 18 Years
  • Max 85 years

Payment Methods for Premiums:

  • Annual/Monthly

Download: Illustration - Mega Prima Link

 

Fund Option

1. Money Market Fund

  • PFI Mega Life Liquid Fund (PML - LF)

2. Fixed Income Fund

  • PFI Mega Life Fixed Income Fund (PML - FIF)
  • MPL Fixed Inicome Fund (MPL - FIF)

3. Balanced Fund

  • PFI Mega Life Balanced Fund (PML -BF)
  • PFI Mega Life Amanah Balanced Fund (PML - ABF) 

4. Equity Fund

  • PFI Mega Life Equity Funde (PML - EF)

 

Disclaimer

Mega Prima Link is not a banking product, the Insurance company has a full authority and responsibilities related to the product. The business model applied is referral / reference from the Bank side to the Insurance Company. The product is not guaranteed by Bank Mega or the Deposit Insurance Corporation (LPS). 

Term Life Insurance is an insurance product that provides life protection to the insured party for a certain period of time, if there is a mortality occur during the insurance contract, the insurer will pay a sum of money that already stated in the contract.

Bank Mega in collaboration with PFI Mega Life provides Term Life insurance product to fulfill protection needs from the customers.

 

Benefit

  • Affordable Basic Premium
  • Return of Premium scheme
  • Coverage protection bonus

 

Product

Mega Proteksi Prima

Mega Proteksi Prima (MPP) is an insurance product that designed to protect the Insured if he/she dies due to illness or accident during the insurance period, and also there is a Return of Premium (ROP) scheme if the Insured lives until the end of the premium payment period.

 

Term & Condition

Insured Age Limit

  • Min 18 Years
  • 60 years max

Age Limit of Policy Holder

  • Min: 18 years
  • Max: 50 Years (for Platinum), 57 Years (for Gold)

 

Product Option

  • Gold: 5 years Payment Term, with 8 years life protection, and 50% Return of Premium (ROP)
  • Platinum: 10 years Payment Term, with 15 years life protection, and 75% Return of Premium (ROP)

 

Disclaimer

Mega Proteksi Prima is not a banking product, the Insurance company has a full authority and responsibilities related to the product. The business model applied is referral / reference from the Bank side to the Insurance Company. The product is not guaranteed by Bank Mega or the Deposit Insurance Corporation (LPS).