Special Financing

Mega Oto Joint Finance

Product Benefits for Partners

  • Together with the Bank, partners can finance customers (end users) in the purchase of motor vehicles both two-wheeled and four-wheeled or a maximum of 10 (ten) wheels both new and used for their own needs or for business purposes.
  • Obtaining sources of financing for customers without violating the gearing ratio provisions of 15 x according to the Ministry of Finance.

Requirements

  • Joint financing agreement between bank and partner.
  • Partner companies have fulfilled all the disbursement requirements agreed in the joint financing agreement.

Mega Oto Asset Purchase

Product Benefits for Partners

  • Together with the Bank, partners can syndicate each part as a joint financing of the portfolio transferred to the Bank.
  • Obtaining sources of financing for customers without violating the gearing ratio provisions of 15 x according to the Ministry of Finance.

Requirements

  • The Consumer financing Portfolio Transfer Agreement signed by bank and partner.
  • Partner companies have fulfilled all the disbursement requirements agreed in the consumer financing portfolio transfer agreement.
  • Submission of disbursements must be done in groups (batch) with a minimum amount in accordance with what was agreed in the Agreement.
  • Submission of withdrawal must be received by the Bank no later than 11 (eleven) local time 1 (one) working day before the desired disbursement date.
  • The disbursement amount is the portion of bank financing for the transferred portfolio by crediting the amount to the partner company's account at the bank on the desired disbursement date.
  • The bank has the right to refuse withdrawal without disclosing the reason to the Partner Company.

Mega Inventory Financing

Product Benefits

Partner (Business Partner):

  • Maintain continuity of supply goods
  • Payment certainty
  • Increase business volume

Debtor :

  • Get financial support
  • Helps accelerate financial planning and cash flow
  • Increase the capacity of goods and services turnover

Requirement

Use of the facility is only for purchasing inventory by authorized distributors / dealers to Bank Mega business partners.

Mega Supplier Financing

Product Benefits

Partner (Business Partner):

  • Maintain continuity of supply goods
  • Payment certainty
  • Increase business volume

Debtor:

  • Get financial support
  • Helps accelerate financial planning and cash flow
  • Increase the capacity of goods and services turnover

 

Requirement

Working capital financing facilities provided to suppliers / sub contractors for receivables (AR) billed to business partners.