A. Using two factor authentication :
B. Segregation of Duty :
The Customer completes and submits the Business Mega Internet registration form at the account opening branch.
Customer need to complete and submit the Mega Virtual Account Registration Form at account opening branch.
Bank Mega as the Acquiring Bank and the part of Payment System Service Provider (PJSP) now can already receive payments through Quick Response Indonesia Standard. QRIS (Quick Response Code Indonesia Standard) is a QR code for payments and developed by Central Bank of Indonesia with the Payment System Association (ASPI) by standardizing the QR code. Because of that the transaction process is much easier, faster and safer.
The special using QRIS is with one QR, merchant doesn’t need to have various QR codes to receive payments from each Acquirer because it’s integrated with all banking or others financial institution applications that provide QR code payment features. Sources of funds in QRIS transactions are debit cards, credit cards and electronic money from institutions approved by Bank Indonesia.
QRIS transaction nominal is limited to a maximum of Rp. 2,000,000.00 (two million Rupiah) per transaction. Payment application providers can set daily and / or monthly cumulative nominal limits for QRIS transactions carried out by each QRIS user, determined based on their personal risk management.
There are two payment methods for QRIS Merchant Presented Mode (MPM) and Customer Presented Mode (CPM) which are distinguished based on the party that displays the QR code.
Merchant Presented Mode is a merchant displaying a QR Code which is then scanned using a consumer smartphone. This method consists of 2 types, namely:
Customer Presented Mode (CPM) is a customer shows the QRIS barcode to be scanned by the cashier using a scanner provided by the QR Code payment provider.
For More information about QRIS, please refer to link :
|Account Bank Mega||Yes||Yes|
|ID CARD (KTP)||Yes||Yes|
|Tax Card (NPWP)||Yes||Yes|
|*Letter of Business License (SKDP/SKDU)||Yes||Yes|
|*Business License (SIUP/TDP)||-||Yes|
|Notary Deed of the Company (Akta Pendirian & Perubahan)||-||Yes|
*Conditions may change according to Bank policy