Mega Cash Line is a cash loan in the form of a card that can be disbursed anytime, anywhere, without using collateral, in the form of a stand-by loan given to the customer, with a revolving or installment payment system and cannot be used for retail transactions at merchants.

Benefits

Cash disbursement anytime, anywhere
Cash disbursement flexible, can be used partially or full
Loan revolving facility, where Mega Cashline’s loan ceiling would be refilled after receiving payment, and funds would immediately be available
Fixed installments, Where you can enjoy fixed rates with tenors of 12,24, and 36 months
Ease of access; cash withdrawals in our ATMs and transfers via Mega Call 08041500010
Competitive rates

Requirements

General Requirements

21-61,5 Years of age or have/ have been married
Minimum income Rp 3 mio per Month

Document Requirements

Photo of Proof of Citizenship
Photo of Tax identification number (Limit > Rp 50 Mio)

How to Submit

Chosen customers will be contacted by Bank Mega’s Telemarketer.

Card & PIN Activation in One Step

Send an SMS to 83377 using your registered mobile number with the format:

PIN<Space> Last 4 Digits Your Mega Cash Line Card <Space> Date of Birth (DDMMYYYY)<space> 6 Digits PIN
Example: PIN 1234 01011990 123456

You will receive a confirmation SMS as well as an SMS to activate your PIN. Please answer the SMS with the following format:
YA <Last Space> 4 Digit Number of Mega Cash Line Card Number
Example: YA 1234

Disbursement of Funds

You can withdraw your funds by:

ATM Withdrawal (Bank Mega ATM)
- Enter the Mega Cash Line Card
- Enter Mega Cash Line Card PIN
- Select the Cash Withdrawal Menu
- Enter the Fund Withdrawal Amount

Disbursement of Funds Limit

	Daily Limit
	Bank Mega ATM	Mega Call
Cash withdrawal	Rp 10 Mio
Transfer to Bank Mega	N/A	Rp 200 mio
Transfer to Other Banks	N/A	Rp 200 mio

Payment

You can pay your monthly Mega Cash Line bill in the following ways:

Payment via Bank Mega Account and ATM
- Insert Mega Debit Card
- Enter No. Mega Debit Card PIN
- Select Payment Menu
- Select More Menu
- Select the Loan Menu
- On the Loan Menu, Select the Mega Cash Line Menu
- Input Mega Cash Line Number
- On the Mega Cash Line payment page, input the amount to be paid – Select pay
- Confirm Mega Cash Line payment
- Select Payment account
- Finished
Payment via another bank account or ATM
- Enter ATM PIN
- Select Transfer Menu
- Select Transfer to Another Bank
- Select Bank Code List
- Enter Mega Bank Code (426) + your Mega Cash Line Number
- Input the amount to be paid
- Finished
Payment via Bank Mega branch office teller

Guide

Mega Credit Shield Maksima

Mega Credit Shield Maksima, with Premium of 0.55% from the Current Balance

The said product is an insurance program for Mega Cash Line card holder that covers the risk of death due to illness or accident, and the risk to suffer total/partial and permanent disability due to illness or accident.

Insurance Benefits:

If insured passed away, not due to accident, then insurer will pay 200% of current Mega Cash Line card balance at the time of risk
If insured passed away, due to accident, then insurer will pay 500% of current Mega Cash Line card balance at the time of risk
If insured being diagnosed to suffer total and permanent disability due to illness or accident then insurer will pay 100% of current Mega Cash Line card balance at the time of risk
If insured being diagnosed to suffer partial and permanent disability due to illness or accident, for at least 30 consecutive days then insurer will pay 10% of current Mega Cash Line card balance at the time of risk or maximum Rp50,000 in monthly basis, for a maximum of 12 months as long as insured suffers the said risk, with a maximum limit is as per the said credit card balance at the time of diagnosis or with a certain predefined amount, paid to Bank Mega as the Policyholder.
Insurance benefit will be paid to Policyholder to first allocate the payment benefit to settle the said Mega Cash Line card balance, and the remainder is paid to Beneficiary

Mega Cash Line