Mega Cash Line is a cash loan in the form of a card that can be disbursed anytime, anywhere, without using collateral, in the form of a stand-by loan given to the customer, with a revolving or installment payment system and cannot be used for retail transactions at merchants.
Benefits
- Cash disbursement anytime, anywhere
- Cash disbursement flexible, can be used partially or full
- Loan revolving facility, where Mega Cashline’s loan ceiling would be refilled after receiving payment, and funds would immediately be available
- Fixed installments, Where you can enjoy fixed rates with tenors of 12,24, and 36 months
- Ease of access; cash withdrawals in our ATMs and transfers via MegaCall 08041500010
- Competitive rates
Requirements
General Requirements
- 21-61,5 Years of age or have/ have been married
- Minimum income Rp 3 mio per Month
Document Requirements
- Photo of Proof of Citizenship
- Photo of Tax identification number (Limit > Rp 50 Mio)
How to Submit
Chosen customers will be contacted by Bank Mega’s Telemarketer.
Card & PIN Activation in One Step
Send an SMS to 83377 using your registered mobile number with the format:
PIN<Space> Last 4 Digits Your Mega Cash Line Card <Space> Date of Birth (DDMMYYYY)<space> 6 Digits PIN
Example: PIN 1234 01011990 123456
You will receive a confirmation SMS as well as an SMS to activate your PIN. Please answer the SMS with the following format:
YA <Last Space> 4 Digit Number of Mega Cash Line Card Number
Example: YA 1234
Disbursement of Funds
You can withdraw your Mega Cash Line funds through the following methods :
-
Cash Disbursement via M-Smile
Now, you can withdraw your Mega Cash Line funds with just a tap through the M-Smile app anytime and anywhere.
[How to Withdraw Mega Cash Line Funds on M-Smile]
-
Cash Withdrawal at Bank Mega ATMs
- Insert your Mega Cash Line Card
- Enter your Mega Cash Line Card PIN
- Select the Cash Withdrawal menu
- Enter the Fund Withdrawal Amount
- Done
Terms and Conditions for Converting Cash Withdrawal Transactions into Installments
- You can convert your Mega Cash Line cash withdrawal transaction into installments by contacting MegaCall at 08041500010.
- Changes to cash withdrawal transactions made through an ATM to installments can be done no later than one day before the billing statement is printed.
- Changes to transactions into installments will be subject to an administration fee in accordance with the prevailing regulations.
- Transactions that have been processed into installments cannot be canceled.
Disbursement of Funds Limit
| |
Daily Limit |
| Bank Mega ATM |
MegaCall |
| Cash withdrawal |
Rp 10 Mio |
|
| Transfer to Bank Mega |
N/A |
Rp 200 mio |
| Transfer to Other Banks |
N/A |
Rp 200 mio |
Payment
You can pay your monthly Mega Cash Line bill in the following ways:
- Payment via M-Smile Application
- Log in to M-Smile, then tap My Account
- Select the Mega Cash Line account
- Click Pay Bills
- Choose your Mega Cash Line card number
- Enter the payment amount
- Enter your M-PIN
- Done
- Payment via Bank Mega Account and ATM
- Insert Mega Debit Card
- Enter No. Mega Debit Card PIN
- Select Payment Menu
- Select More Menu
- Select the Loan Menu
- On the Loan Menu, Select the Mega Cash Line Menu
- Input Mega Cash Line Number
- On the Mega Cash Line payment page, input the amount to be paid – Select pay
- Confirm Mega Cash Line payment
- Select Payment account
- Finished
- Payment via another bank account or ATM
- Enter ATM PIN
- Select Transfer Menu
- Select Transfer to Another Bank
- Select Bank Code List
- Enter Mega Bank Code (426) + your Mega Cash Line Number
- Input the amount to be paid
- Finished
- Payment via Bank Mega branch office teller
Guide
