A saving account accustomed for individual and non-individual customers that need to save and transact in various foreign currency.

Features

Facilities

Regular Interest Rate


Effective Until 14^th Nov 21
Tier	Tiering	USD	SGD	AUD	GBP	NZD	CNY	EUR	JPY	CHF
I	<100	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
II	>=100 s.d <1.000	0.05	0.00	0.00	0.10	0.10	0.00	0.00	0.00	0.00
III	>=1.000 s.d <10.000	0.05	0.05	0.05	0.10	0.10	0.00	0.00	0.00	0.00
IV	>=10.000 s.d <20.000	0.05	0.10	0.05	0.10	0.10	0.00	0.00	0.00	0.00
V	>=20.000 s.d <100.000	0.05	0.10	0.10	0.10	0.10	0.20	0.00	0.00	0.00
VI	>=100.000 s.d <1.000.000	0.15	0.10	0.10	0.10	0.10	0.20	0.00	0.00	0.00
VII	>=1.000.000	0.25	0.10	0.10	0.10	0.10	0.20	0.00	0.00	0.00


Effective Since 15^th Nov 21
Tier	Tiering	USD*	SGD*	AUD*	GBP*	NZD*	CNY*	EUR	JPY	CHF
I	<100	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
II	>=100 s.d <1.000	0.00	0.00	0.00	0.05	0.05	0.00	0.00	0.00	0.00
III	>=1.000 s.d <10.000	0.05	0.00	0.02	0.05	0.05	0.00	0.00	0.00	0.00
IV	>=10.000 s.d <20.000	0.05	0.05	0.02	0.05	0.05	0.00	0.00	0.00	0.00
V	>=20.000 s.d <100.000	0.05	0.05	0.05	0.05	0.05	0.10	0.00	0.00	0.00
VI	>=100.000	0.10	0.05	0.05	0.05	0.05	0.10	0.00	0.00	0.00

Suku Bunga Khusus Transaksi Multi Currency Account


Effective Until Nov 14^th 21
Tier	Range Saldo	USD	SGD	AUD	GBP	NZD	EUR	JPY
I	<20.000	0.00	0.00	0.00	0.00	0.00	0.00	0.00
II	>=20.000 s.d <100.000	0.05	0.10	0.10	0.00	0.00	0.00	0.00
III	>=100.000 s.d <1.000.000	0.15	0.10	0.10	0.00	0.00	0.00	0.00
IV	>=1.000.000	0.25	0.10	0.10	0.00	0.00	0.00	0.00


Effective Since Nov 15^th 21
Tier	Range Saldo	USD*	SGD*	AUD*	GBP	NZD	EUR	JPY
I	<20.000	0.00	0.00	0.00	0.00	0.00	0.00	0.00
II	>=20.000 s.d <100.000	0.05	0.05	0.05	0.00	0.00	0.00	0.00
III	>=100.000 s.d <1.000.000	0.10	0.05	0.05	0.00	0.00	0.00	0.00
IV	>=1.000.000	0.15	0.05	0.05	0.00	0.00	0.00	0.00

Mega Valas Reguler Fees & Charges


Information	USD	AUD	SGD	EUR	GBP	JPY	NZD	CHF	CNY
Initial Deposit	100	100	200	100	100	10.000	100	100	700
Minimum Balance	100	100	200	100	100	10.000	100	100	700
Minimum Holding Balance	100	100	200	100	100	10.000	100	100	700
Minimum Balance Fee (per Month)	1	1	1	1	1	100	1	1	-
Dormant Fee (per Month)	-	-	-	-	-	-	-	-	-
Closing Account Fee	10	10	10	10	10	1.000	10	10	50

For reason security and satisfaction of customer transactions, All costumers are registered to SMS Notification Services effective on 4th December 2020 for all debit/credit transactions with minimum amount IDR 500,000.
So there is a change in monthly administration fee which includes the SMS notification fee with the following details:

Administration Fee (per Month)	USD	AUD	SGD	EUR	GBP	JPY	NZD	CHF	CNY
Effective until 25th December 2020	1	1	1	1	1	100	1	1	7


Administration Fee (per Month)	USD	AUD	SGD	EUR	GBP	JPY	NZD	CHF	CNY
Effective on 25th January 2021	1.5	1.5	1.5	1.5	1.5	150	1.5	1.5	10

*Changes in terms of features & services can change at any times, by givng advance notice maximum 30 (thirty) working days before the change.

Mega Valas Saving - Multi Currency Transaction Program


Information	USD	AUD	SGD	EUR	GBP	NZD	JPY
Initial Deposit*	200	200	400	100	200	200	20.000
Minimum Balance *	200	200	400	100	200	200	20.000
Minimum Holding Balance*	200	200	400	100	200	200	20.000
Administration Fee (per Month)**	1	1	1	1	1	1	100
Minimum Balance Fee (per Month)**	1	1	1	1	1	1	100
Monthly Notification SMS Service Fee***	0.5	0.5	0.5	0.5	0.5	0.5	50
Dormant Fee (per Month)	-	-	-	-	-	-	-
Closing Account Fee****	10	10	10	10	10	10	1.000

*Initial deposit / minimum balance that needs to be available in either one of the accounts/currencies
**Monthly administration fee and monthly minimum balance will not be debited if there are no accounts that meets the minimum balance. If there are no currency that meets the minimum balance, a fee will be charged in accordance with the Mega Valas Reguler Fee to either one of Customer’s account (the order of the currency that will be charged is in the table below)
***Notification SMS service fee will be charged monthly to either one of the Customer’s account strartin from the 25th of January 2021 (the order of the currency that will be charged is in the table below)
****Closing account fee will be charged to either one of the Customer’s account (the order of the currency that will be charged is in the table below)

Deposit & Withdrawal Bank Notes Provisions

Deposit Bank Notes


Currency	Nominal Deposit of Accumulated Limit per Customer, /Month, /Original Currency		Provision Fee
Currency	Mass, Corporate	Mega First	Provision Fee
USD	-	-	Free
SGD	-	-	Free
AUD	-	-	Free
EUR	<=10.000	<=50.000	Free
EUR	>10.000	>50.000	0.25% from deposit excess or min. 1 EUR
GBP	<=10.000	<=50.000	Free
GBP	>10.000	>50.000	0.25% from deposit excess or min. 1 GBP
JPY	<=100.000	<=500.000	Free
JPY	>10.000	>500.000	0.25% from deposit excess or min. 150 JPY

Withdrawal Bank Notes

Currency	Nominal Withdrawal of Accumulated Limit per Customer, /Month, /Original Currency		Provision Fee
Currency	Mass, Corporate	Mega First	Provision Fee
USD	<=10.000	<=50.000	Free
USD	>10.000	>50.000	0.50%*
SGD	<=10.000	<=50.000	Free
SGD	>10.000	>50.000	0.50%*
AUD	<=10.000	<=50.000	Free
AUD	>10.000	>50.000	0.50%*
EUR	<=10.000	<=50.000	Free
EUR	>10.000	>50.000	0.50%*
GBP	<=10.000	<=50.000	Free
GBP	>10.000	>50.000	0.50%*
JPY	<=100.000	<=500.000	Free
JPY	>100.000	>500.000	0.50%*

*from deposit excess

Terms and Condition for an Account Opening

Identity Card KTP/KITAS
For non individual customer : deed of incorporation, article of association, certificate, deed of amendment of the company
Product Information Summary Click: Here
Terms & Conditions clik: Here

Mega Valas