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Mega Depo

Bank Mega Deposit products are available in a variety of currency options (Both local and foreign currency) and term with competitive interest rate to offer optimum return for the customer.

Features

Facilities

Risk
  • Percentage of interest and product’s fee can be altered at any time.
  • Taking funds prior to maturity, will be charged as penalty.

 

Interest Rate (%p.a.)

 

Tier

Amount (IDR)

1 Month

3 Months

6 Months

12 Months

24 Months

I

>= 8 Million s/d < 100 Million

1,50%

1,50%

1,50%

1,25%

1,25%

II

>= 100 Million s/d < 500 Million

1,75%

1,75%

1,75%

1,50%

1,50%

III

>= 500 Million

2,00%

2,00%

2,00%

1,75%

1,75%
Valas Interest Rate (%p.a.)

 
Tier

Placement (USD)

1 Month

 3 Months 6 Months 12 Months
I >=1.000 s.d < 100.000 0,5% 0,5% 0,5% 0,5%
II >=100.000 0,10% 0,10% 0,10% 0,10%
Tier

Placement (SGD)

1 Month

 3 Months 6 Months 12 Months
I >= 3.000 0,10% 0,10% 0,10% 0,10%
Tier

Placement (EUR)

1 Month

 3 Months 6 Months 12 Months
I >=1.000 0,10% 0,10% 0,10% 0,10%
Tier

Placement (AUD)

1 Month

 3 Months 6 Months 12 Months
I >=2.500 0,10% 0,10% 0,10% 0,10%
Tier

Placement (GBP)

1 Month

 3 Months 6 Months 12 Months
I >=1.000 0,10% 0,10% 0,10% 0,10%
Tier

Placement (JPY)

1 Month

 3 Months 6 Months 12 Months
I >=150.000 0,00% 0,00% 0,00% 0,00%
Tier

Placement (CNY)

1 Month

 3 Months 6 Months 12 Months
I >=7.000 0,10% 0,10% 0,10% 0,10%

 

Mega Deposito MAXI IDR via MegaBiz

Note: Interest rate based on placement balance

Tier

Amount (IDR)

Effective until August 19th  2026

Effective since August 20th 2026

1 Month

3 Months

6 Months

12 Months

1 Months

3 Months

6 Months

12 Months

I

>= 8 Million s/d < 100 Million

4.00%

4.50%

4.75%

4.75%

4.25%

4.75%

5.00%

4.75%

II

>= 100 Million s/d < 500 Million

4.25%

4.75%

5.00%

5.00%

4.50%

5.00%

5.25%

5.00%

III

>= 500 Million s/d <= 2 Billion

4.65%

5.00%

5.50%

5.25%

5.00%

5.50%

5.75%

5.50%

IV

> 2 Billion

5.00%

5.25%

5.75%

5.25%

5.25%

5.75%

6.00%

5.50%

 

Mega Deposito MAXI USD via MegaBiz

Note: Interest rate based on placement balance

Tier

Amount (USD)

Effective until August 19th 2026

Effective since August 20th 2026

1 Month

3 Months

6 Months

12 Months

1 Months

3 Months

6 Months

12 Months

I

>= 1 Thousand s/d < 10 Thousand

3.25%

3.25%

3.25%

3,00%

3,25%

3,25%

3,25%

3,00%

II

>= 10 Thousand s/d < 25 Thousand

3.50%

3.50%

3.50%

3,25%

3,50%

3,50%

3,50%

3,25%

III

>= 25 Thousand s/d < 50 Thousand

3.75%

3.75%

3.75%

3,50%

3,75%

3,75%

3,75%

3,50%

IV

>= 50 Thousand

4.00%

4.00%

4.00%

3.75%

4,00%

4,00%

4,00%

3,75%

 

Mega Deposito REGULAR IDR via MegaBiz

Note: Interest rate based on placement balance

Tier

Amount (IDR)

Effective until August 19th 2026

Effective since August 20th 2026

3 Months

6 Months

12 Months

3 Months

6 Months

12 Months

I

>= 8 Million s/d < 100 Million

4.25%

4.50%

4.50%

4.50%

4.75%

4.50%

II

>= 100 Million s/d < 500 Million

4.50%

4.75%

4.75%

4.75%

5.00%

4.75%

III

>= 500 Million s/d < 2 Billion

4.75%

5.25%

5.00%

5.25%

5.50%

5.25%

IV

>= 2 Billion

5.00%

5.50%

5.00%

5.50%

5.75%

5.25%

 

Mega Deposito REGULAR USD via MegaBiz

Note: Interest rate based on placement balance

Tier

Amount (USD)

Effective until August 19th 2026

Effective since August 20th 2026

3 Months

6 Months

12 Months

3 Months

6 Months

12 Months

I

>= 1 Thousand s/d < 10 Thousand

3.00%

3.00%

2.75%

3.25%

3.25%

2.75%

II

>= 10 Thousand s/d < 25 Thousand

3.25%

3.25%

3.00%

3.50%

3.50%

3.00%

III

>= 25 Thousand s/d < 50 Thousand

3.50%

3.50%

3.25%

3.75%

4.00%

3.25%

IV

>= 50 Thousand

3.75%

3.75%

3.50%

4.00%

4.25%

3.50%
Minimum Balance

Information

IDR

 USD AUD SGD EUR GBP JPY CNY
Minimum Placement 8.000.000 1.000 2.500 3.000 1.000 1.000 150.000 7.000

 

Terms and condition for Account Opening

  • This time deposit is only valid for Non-Individual Customers
  • For Non individual customer attach The photocopy of NPWP, Deed of Establishment, Articles of Association and Deed of Corporate Change.
  • Terms & Conditions Click: Here
  • Product Information Summary Time Deposit via Branch Click: Here
  • Product Information Summary Time Deposit via MegaBiz Channel Click: Here

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