Best Solution for Your Future

Mega Depo

Bank Mega Deposit products are available in a variety of currency options (Both local and foreign currency) and term with competitive interest rate to offer optimum return for the customer.

Features

Facilities

Risk
  • Percentage of interest and product’s fee can be altered at any time.
  • Taking funds prior to maturity, will be charged as penalty.

 

Interest Rate (%p.a.)

 

Tier

Amount

(IDR)

1 Month

3 Months

6 Months

12 Months

24 Months

I

< 100 Million

1.50%

1.50%

1.50%

1.25%

1.25%

II

>= 100 Million - < 500 Million

1.75%

1.75%

1.75%

1.50%

1.50%

III

>= 500 Million

2.00%

2.00%

2.00%

1.75%

1.75%
 
IDR Interest Rate via M-Smile (%p.a.)

 

Tier

Amount (IDR)

Effective until August 19th 2026

Effective from August 20th 2026

1 Month

3 Months

6 Months

12 Months

24 Months

1 Month

3 Months

6 Months

12 Months

24 Months

I

>= 8 Mio s/d < 100 Mio

4.00%

4.50%

4.75%

4.75%

4.00%

4.25%

4.75%

5.00%

4.75%

4.00%

II

>= 100 Mio s/d < 500 Mio

4.25%

4.75%

5.00%

5.00%

4.25%

4.50%

5.00%

5.25%

5.00%

4.25%

III

>= 500 Mio s/d <= 2 Bio

4.65%

5.00%

5.50%

5.25%

4.50%

5.00%

5.50%

5.75%

5.50%

4.50%

IV

> 2 Bio

5.00%

5.25%

5.75%

5.25%

4.50%

5.25%

5.75%

6.00%

5.50%

4.50%

 

 

Valas Interest Rate (%p.a.)

 
Tier

Placement (USD)

1 Month

 3 Months 6 Months 12 Months
I >=1.000 s.d < 100.000 0.05% 0.05% 0.05% 0.05%
II >=100.000 0.10% 0.10% 0.10% 0.10%
Tier

Placement (SGD)

1 Month

 3 Months 6 Months 12 Months
I >= 3.000 0.10% 0.10% 0.10% 0.10%
Tier

Placement (EUR)

1 Month

 3 Months 6 Months 12 Months
I >=1.000 0.10% 0.10% 0.10% 0.10%
Tier

Placement (AUD)

1 Month

 3 Months 6 Months 12 Months
I >=2.500 0.10% 0.10% 0.10% 0.10%
Tier

Placement (GBP)

1 Month

 3 Months 6 Months 12 Months
I >=1.000 0.10% 0.10% 0.10% 0.10%
Tier

Placement (JPY)

1 Month

 3 Months 6 Months 12 Months
I >=150.000 0.00% 0.00% 0.00% 0.00%
Tier

Placement (CNY)

1 Month

 3 Months 6 Months 12 Months
I >=7.000 0.10% 0.10% 0.10% 0.10%

 

Mega Depo USD via M-Smile

 

Tier

Amount (USD)

Effective Until August 19th 2026

Effective Since August 20th 2026

1 Month

3 Months

6 Months

12 Months

1 Month

3 Months

6 Months

12 Months

I

>= 1 Thousand s/d < 10 Thousand

3.25%

3.00%

3.25%

3.00%

3.25%

3.50%

3.50%

3.00%

II

>= 10 Thousand s/d < 25 Thousand

3.50%

3.50%

3.50%

3.25%

3.50%

3.75%

3.75%

3.25%

III

>= 25 Thousand s/d < 50 Thousand

3.75%

3.75%

3.75%

3.50%

3.75%

4.00%

4.25%

3.50%

IV

>= 50 Thousand

4.00%

4.00%

4.00%

3.75%

4.00%

4.25%

4.50%

3.75%
Minimum Balance

Information

IDR

 USD SGD EUR AUD GBP JPY CNY
Minimum Placement 8,000,000 1,000 3,000 1,000 2,500 1,000 150,000 7,000

 

Terms and condition for Account Opening

  • Identity card: KTP/KITAS
  • For Non individual customer attach The photocopy of NPWP, Deed of Establishment, Articles of Association and Deed of Corporate Change.
  • Terms & Conditions Click: Here
  • Product Information Summary Mega Depo M-Smile Click: Here
  • Product Information Summary Mega Depo via Branch Click: Here

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