Mega Perdana is a savings product designed for daily transactions. Furthermore, it offers all-time discounts for transactions made with a debit card at CT Corp merchants.

Mega Perdana provides access to more than 300 branches, over 500 ATMs, and facilitates easy transactions at 40,000 ATM networks across Indonesia, as well as 1.9 million ATM networks worldwide.

Features

Facilities

Interest Rate (p.a.)

*Changes in the terms of features and services may occur at any time, with prior notice provided no later than 30 (thirty) working days before the change.
Tier	Balance Range	Mega Perdana
Tier	Balance Range	Effective until 14th November 2021	Effective from 15th November 2021
I	< 1 Million	0.00	0.00
II	>= 1 Million - < 500 Million	1,00	0,25
II	>= 500 Million	1,00	1,00

Fees and Charges


Information	Amount (IDR)
Initial Deposit	500.000
Minimum Balance	500.000
Minimum Holding Balance	500.000
Below Minimum Balance Fee (per Month)	10.000
Dormant Account Fee (per Month)	10.000
Account Closure Fee	100.000
ATM/Debit Card Reissue Fee	25.000

For enhanced security and convenience in customer transactions, all customers will be registered for Notification Service, effective on 4th December 2020, for all debit/credit transactions with a minimum amount of IDR 500,000
As a result, there is a change in the monthly administration fee, which includes the notification fee with the following details:

Admin Fee (per Month) Effective until December 25th 2020	Admin and Service Fee (per Month) Effective on January 25th 2021
12.500	17.500

Terms and Condition for an Account Opening

Identity card: KTP/KITAS.
Product Information Summary click: Here
Terms & Conditions click: Here

Fitur dan Fasilitas

Rekening tersedia untuk nasabah perorangan saja.

Kartu Mega Pass

Buku Tabungan

Layanan Mega Internet

Layanan M-Smile

Layanan MegaCall

Automatic Fund Transfer (AFT) : Fitur yang secara otomatis memotong rekening nasabah pada tanggal tertentu dengan jumlah tertentu untuk kemudian ditransfer ke rekening lainnya

Standing Instruction Online (SI Online) : Fitur yang secara otomatis akan memotong dana dari rekening lain bilamana terjadi transaksi pendebetan di counter teller yang nominalnya melebihi saldo yang tersedia di rekening yang sedang ditransaksikan

Sweep Account : Fitur yang memungkinkan nasabah untuk menjaga saldo akhir hari tetap berada pada nominal tertentu dengan memindahkan dana ke rekening lain apabila posisi saldo rekening diatas nominal yang diinginkan maupun menarik dana dari rekening lain apabila posisi saldo rekening dibawah nominal yang diinginkan.

Manfaat

Rekening tersedia hanya untuk nasabah perorangan.

Kartu Mega Pass.

Buku tabungan.

Layanan Mega Internet.

Layanan M-Smile.

Layanan MegaCall.

Automatic Fund Transfer (AFT): Fitur yang secara otomatis memotong rekening nasabah pada tanggal tertentu dengan jumlah tertentu untuk kemudian ditransfer ke rekening lainnya.