Tabunganku is an individual savings account for Indonesian citizens (WNI) with simple requirements, a small initial deposit, and no administration fees, aimed at facilitating a culture of saving and improving the prosperity of the people.

Features

Facilities

Fees and Charges

For enhanced security and convenience in customer transactions, all customers will be registered for Notification Service, effective on 4th December 2020, for all debit/credit transactions with a minimum amount of IDR 500,000
As a result, there is a change in the monthly administration fee, which includes the notification fee with the following details:

*Changes in the terms of features and services may occur at any time, with prior notice provided no later than 30 (thirty) working days before the change.
Information	Amount (IDR)
Initial Deposit	20.000
Minimum Balance	20.000
Minimum Holding Balance	20.000
Administration Fee (per Month)	free
Service Fee (per Month) Effective on 25th January 2021	5.000
Minimum Balance Fee (per Month)	-
Dormant Fee (per Month)	2.000
Closing Account Fee	20.000
Card Re-issue Fee	25.000

The terms of Cash Withdrawal transactions on TabunganKu Saving Product:


Total Cash Withdrawal Transaction per Month	Fees per Transaction Effective from June 15th, 2021
<= 2 times	Free
> 2 times	IDR 5.000 / transaction

*Withdrawal transactions through all channels: ATM (all ATM networks) and Branches (Counters).

Existing (Effective until October 31st, 2021):

Debiting transaction fees (if any) will be accumulated over a 1-month period, and the charges will be debited on the 5th of the following month or on the next working day.

New (Effective from November 1st, 2021):

Debiting transaction fees will be charged real time.

Notes :

Debiting transaction fees for the October 2021 period will be accumulated over 1 month, and the charges will be debited on November 5th, 2021.
Failed debiting transaction fees that occurred before the November 1st, 2021 period will be debited again on the 5th of November and subsequently (until the fees have been successfully charged).

Interest Rate (p.a.)

*Changes in the terms of features and services may occur at any time, with prior notice given no later than 30 (thirty) working days before the change.
Tier	Balance Range(IDR)	Tabunganku
Tier	Balance Range(IDR)	Effective Until 12th Juli 2022	Effective from 13th July 2022
I	<= 500 Thousand	0,00%	0,00%
II	> 500 Thousand s.d <= 1 Million	0,25%	0,00%
III	>= 1 Million	1,00%	0,10%

Terms and Condition for an Account Opening

Identity card:
- KTP
- Only intended for Indonesian citizens (WNI).
- Product Information Summary click: Here
- Terms & Conditions click: Here