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Tabunganku is an individual savings for Indonesian citizens (WNI) with simple requirement, small initial deposit, and free of administration fee, to facilitate ease the culture of saving and improving people's prosperity.

Fees and Charges
  • For reason security and satisfaction of customer transactions, All costumers are registered to SMS Notification Services effective on 4th December 2020 for all debit/credit transactions with minimum amount IDR 500,000.
  • So there is an adjustment in SMS notification Service Fee with the following details:


*Changes in terms of features & services can change at any times, by givng advance notice maximum 30 (thirty) working days before the change.


Amount (IDR)
Initial Deposit 20.000
Minimum Balance 20.000
Minimum Holding Balance 20.000
Administration Fee (per Month) free
Service Fee (per Month)
Effective on 25th January 2021 
Minimum Balance Fee (per Month) -
Dormant Fee (per Month) 2.000
Closing Account Fee 20.000
Card Re-issue Fee 25.000

The terms of Cash Withdrawal transactions on TabunganKu Saving Product:

Total Cash Withdrawal Transaction 
per Month

Fees per Transaction
Effective since June 15th 2021
<= 2 times Free
> 2 times IDR 5.000 / transaction

*Withdrawal transaction through all channel: ATM (all ATM’s channel), Branches (Counter).

Existing (Effective until Oktober 31st 2021) :

Debiting transaction fees (if any) will be accumulated during 1 Month period and the charges will be debited at the 5th of the followin month or at the next working day.

New (Effective Since November 1st 2021) :

Debiting transaction fees will be charged real time.

Noted :

  1. Debiting transaction feesduring Oktober 2021 Period, will be accumulated in 1 Month  and the charges will be debited on November 5th 2021.
  2. Failed Debiting transaction fees that occured before November 1st 2021 period, will be debited again at the 5th of the November and so on (until the fees has been sucessfully charged).
Interest Rate (p.a.)
*Changes in terms of features & services can change at any times, by givng advance notice maximum 30 (thirty) working days before the change.


Balance Range(IDR)


Effective Until 12th Juli 2022

Effective Since 13th Juli 2022


<= 500 Thousand




> 500 Thousand s.d <= 1 Million




>= 1 Million



Terms and Condition for an Account Opening

  • Identity card:
    • KTP
    • Dedicated for Indonesian citizen only
    • Terms & Conditions clik: Here

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