Tabunganku is an individual savings for Indonesian citizens (WNI) with simple requirement, small initial deposit, and free of administration fee, to facilitate ease the culture of saving and improving people's prosperity.

Features

Facilities

Fees and Charges

For reason security and satisfaction of customer transactions, All costumers are registered to SMS Notification Services effective on 4th December 2020 for all debit/credit transactions with minimum amount IDR 500,000.
So there is an adjustment in SMS notification Service Fee with the following details:

*Changes in terms of features & services can change at any times, by givng advance notice maximum 30 (thirty) working days before the change.
Information	Amount (IDR)
Initial Deposit	20.000
Minimum Balance	20.000
Minimum Holding Balance	20.000
Administration Fee (per Month)	free
Service Fee (per Month) Effective on 25th January 2021	5.000
Minimum Balance Fee (per Month)	-
Dormant Fee (per Month)	2.000
Closing Account Fee	20.000
Card Re-issue Fee	25.000

The terms of Cash Withdrawal transactions on TabunganKu Saving Product:


Total Cash Withdrawal Transaction per Month	Fees per Transaction Effective since June 15th 2021
<= 2 times	Free
> 2 times	IDR 5.000 / transaction

*Withdrawal transaction through all channel: ATM (all ATM’s channel), Branches (Counter).

Existing (Effective until Oktober 31st 2021) :

Debiting transaction fees (if any) will be accumulated during 1 Month period and the charges will be debited at the 5th of the followin month or at the next working day.

New (Effective Since November 1st 2021) :

Debiting transaction fees will be charged real time.

Noted :

Debiting transaction feesduring Oktober 2021 Period, will be accumulated in 1 Month and the charges will be debited on November 5th 2021.
Failed Debiting transaction fees that occured before November 1st 2021 period, will be debited again at the 5th of the November and so on (until the fees has been sucessfully charged).

Interest Rate (p.a.)

*Changes in terms of features & services can change at any times, by givng advance notice maximum 30 (thirty) working days before the change.
Tiering	Balance Range(IDR)	Tabunganku
Tiering	Balance Range(IDR)	Effective Until 12th Juli 2022	Effective Since 13th Juli 2022
I	<= 500 Thousand	0,00%	0,00%
II	> 500 Thousand s.d <= 1 Million	0,25%	0,00%
III	>= 1 Million	1,00%	0,10%

Terms and Condition for an Account Opening

Identity card:
- KTP
- Dedicated for Indonesian citizen only
- Product Information Summary click: Here
- Terms & Conditions click: Here