Mega Berbagi is a unique savings account that combines saving and charitable giving in one product. We invite you to share a brighter future for the nation’s younger generation by providing them with support and opportunities.

The donation fund for Mega Berbagi is generated from the allocation of customer savings interest, with Bank Mega matching this amount to create a donation fund. By choosing this product, both you and Bank Mega contribute to building a brighter future for the nation’s youth.

Additionally, Mega Berbagi provides you with access to over 300 branches, 700 ATMs, and facilitates transactions through a network of 40,000 ATMs across Indonesia, as well as 1.9 million ATMs worldwide.

The Mega Berbagi program was first launched in 2008, and since then, numerous schools have been built in various regions. This program has helped 14,934 children pursue their dreams. If 1,000,000 customers join this initiative, more than 438 schools will be established, benefiting over 90,848 children with access to quality education, ultimately creating a better future for them.

Features

Newsletter

Facilities

Interest Rate (p.a.)

*Changes in the terms of features and services may occur at any time, with prior notice provided no later than 30 (thirty) working days before the change.
Tier	Balance Range	Mega Berbagi
Tier	Balance Range	Interest Rate Effective until November 14, 2021	Interest Rate Effective from November 15, 2021
I	< 1 Million	0.00	0.00
II	>= 1 Million	2,00	1,50

Fees and Charges


Information	Amount (IDR)
Initial Deposit	500.000
Minimum Balance	500.000
Minimum Holding Balance	500.000
Below Minimum Balance Fee (per Month)	10.000
Dormant Account Fee (per Month)	2.500
Account Closure Fee	100.000
ATM/Debit Card Reissue Fee	25.000

For enhanced security and convenience in customer transactions, all customers will be registered for Notification Service, effective on 4th December 2020, for all debit/credit transactions with a minimum amount of IDR 500,000
As a result, there is a change in the monthly administration fee, which includes the notification fee with the following details:

Admin Fee (per Month) Effective until December 25th 2020	Admin and Service Fee (per Month) Effective on January 25th 2021
Balance < 50 Mio : 12.500	Balance < 50 Mio: 17.500
Balance => 50 Juta : Free	Balance => 50 Mio : 5.000

^{*Changes in the terms of features and services may occur at any time, with prior notice given no later than 30 (thirty) working days before the change.}

Terms and Condition for an Account Opening

Identity Card KTP/KITAS
For non-individual customers, enclose a copy of the Tax Identification Number (TIN), Certificate of Establishment, Articles of Association, and any Amendments to the Company's Articles.
Product Information Summary click: Here
Terms & Conditions click: Here
The term “CUSTOMER” refers to the Account Owner.
Deposits or Accounts refer to the funds entrusted by the public to the Bank in the form of checking accounts, time deposits, certificates of deposit, savings, and/or other equivalent forms.
For the opening of a Checking Account and Foreign Currency Account (Valas), it is mandatory to already have a Tax Identification Number (NPWP).
Customers (Individual/Joint Accounts) must promptly notify the Bank in writing of any changes to the data provided.
Fees arising from customer requests or postage and/or stamp duties will be borne by the customer.
If an Individual Customer passes away, the rightful heirs must provide a valid Death Certificate and a Letter or Decree of Heirs issued by a Notary or based on a Court Decree to the Bank to enable the transfer of account ownership to the rightful heirs.
Withdrawals/deposits at Bank Branches from an account can only be made during the Bank’s operating hours.
The Bank has the right to refuse a withdrawal from an account if the withdrawal does not meet the Bank's applicable terms and conditions, even if the balance is sufficient.
Clearing deposits or transfers will be recorded once the funds are effectively received by the Bank.
In the event of an error in crediting by the Bank, such as miscrediting, system errors, or other mistakes, the Bank reserves the right to debit back the amount of the erroneous credit without prior approval from the customer.
The Bank will provide interest on savings/checking/deposit accounts calculated based on daily balances. The interest rate will be determined according to the Bank’s regulations. Any changes to the interest rate will be communicated to the customer through the media specified by the Bank at least 30 (thirty) working days before implementation.
Taxes on interest will be borne by the customer and deducted by the Bank at the time of interest calculation.
Claims for deposit guarantees will not be paid if the deposits placed by the customer at the Bank do not comply with the guarantee provisions set by the Deposit Insurance Corporation (LPS), such as the interest rate received exceeding the rate set by LPS and/or the deposit value exceeding the maximum amount guaranteed by LPS.
Closing an account will incur fees as determined by the Bank.
An account will become dormant (inactive) if there have been no debit or credit activities by the customer for six consecutive months.
The following regulations apply to dormant accounts:
- Dormant accounts can receive deposits/credits but cannot make withdrawals/debits, except for fees related to account management.
- Dormant accounts will incur fees according to the applicable regulations.
- If a customer wishes to reactivate their dormant account, they may submit a reactivation request to the Branch.
- The email address listed on the form will be used for banking activities related to the customer.
- In addition to the provisions explicitly regulated in the Terms and Conditions for Opening Accounts, customers are also subject to the regulations in force in the Republic of Indonesia and all applicable regulations and practices established by the Bank and the Regulator.
- A. Additional Terms & Conditions for Opening Mega Berbagi Account
- MEGA BERBAGI SAVINGS is a savings account where a certain percentage of the daily balance is allocated as a social donation.
- The percentage of the social donation is determined by the customer within the limits set by the Bank.
- Social donations are calculated based on a percentage of the daily balance of the savings account.
- On each interest payment date specified by the Bank, the customer's funds will be debited by a certain percentage as a social donation on behalf of the customer.
- Customers can change the percentage of the social donation by filling out and signing an application provided by the Bank. Requests for changes in the percentage of the social donation can be made at all Branches.
- The terms for changing the percentage of the social donation follow the regulations applicable at the Bank.
- Upon account closure, the social donation will be debited from the customer’s account according to the calculated amount of the customer’s social donation up to the date of account closure.