Protect your assets with the right insurance products.

Bancassurance

Unit Link Insurance Product is a  Life Insurance product that combines protection with investment features. This product also offers cash value as an additional bonus from its investment side. Premiums paid by customers regularly, and will be allocated to cover acquisition cost, cost of insurance, etc. 


Bank Mega in collaboration with PFI Mega Life provides unit link product to fulfill protection needs from the customers.

Benefit

  • Life Insurance protection until 100 years.
  • Flexibility in premiums amount and coverage scheme.
  • Various investment allocation that can suit customer's risk profile.
  • Flexibility in withdrawal, switching, top up from the investment allocation funds.
  • Choices of Riders.
     

Product

Mega Signature Link (MSL)

Life insurance product that is linked to investment to provide life insurance protection s well as an opportunity to invest in fulfilling various plans in every life stage, which is paid regularly with coverage period until the insured reaches the age of 100 (one hundred) years.

Term & Condition

Currency : IDR

Insured Age Limit :

  • Min 1 year
  • Max 70 years

Policy Holder Age Limit :

  • Min 18 years
  • Max 85 years

Premium Payment Method

  • Monthly/Annually

Fund Option

  • Money Market Fund : PFI Mega Life Liquid Fund
  • Fixed Income Fund : PFI Mega Life Fixed Income Fund
  • Balanced Fund : PFI Mega Life Balanced Fund & PFI Mega Life Amanah Balanced Fund
  • Equity Fund : PFI Mega Life Equity Fund

 

Product

Mega Investa Link (MIL)

Mega Investa Link is an investment linked product that provide life coverage and fund value accumulation, and where Policyholder can choose the right investment strategy by selecting any available funds to optimize their investment return in accordance with prior customer risk profile, plus also provide the flexibility by providing Single Premium payment instead of Regular Premium one.

Term & Condition

Currency : USD

Insured Age Limit :

  • Min 6 months
  • Max 70 years

Policy Holder Age Limit

  • Min 18 years
  • Max 85 years

Premium Payment Method

  • Single Premium

Fund Option

  • Money Market Fund : PFI Mega Life USD Money Market Fund
  • Fixed Income Fund : PFI Mega Life USD Global Total Return Bond Fund
  • Equity Fund : PFI Mega Life Global Equity Opportunity Fund

Download : Ilustration Mega Investa Link

 

Product

Mega Prima Link (MPL)

Life insurance product (in IDR) that linked to investment that provides protection the insured against the risk of death due to accident or non-accident (illness) and opportunity to invest for fulfilling various plans in every life step with reguler premi.

Term & Condition

Currency : IDR

Insured Age Limit :

  • Min 6 years
  • Max 70 years

Policy Holder Age Limit :

  • Min 18 years
  • Max 85 years

Premium Payment Method

  • Monthly/Annually

Fund Option

  1. Money Market Fund : PFI Mega Life Liquid Fund
  2. Fixed Income Fund : PFI Mega Life Fixed Income Fund &
  3. Balanced Fund : PFI Mega Life Balanced Fund & PFI Mega Life Amanah Balanced Fund
  4. Equity Fund : PFI Mega Life Equity Fund

Download: Illustration - Mega Prima Link

Disclaimer

Mega Prima Link is not a banking product, the Insurance company has a full authority and responsibilities related to the product. The business model applied is referral / reference from the Bank side to the Insurance Company. The product is not guaranteed by Bank Mega or the Deposit Insurance Corporation (LPS). 

Term Life Insurance is an insurance product that provides life protection to the insured party for a certain period of time, if there is a mortality occur during the insurance contract, the insurer will pay a sum of money that already stated in the contract.

Bank Mega in collaboration with PFI Mega Life provides Term Life insurance product to fulfill protection needs from the customers.

 

Benefit

  • Affordable Basic Premium
  • Return of Premium scheme
  • Coverage protection bonus

 

Product

Mega Proteksi Prima

Insurance product that designed to protect the insured against the risk of death due to accident or non-accident (illness) and provide Return of Premium (ROP) scheme if the insured lives when the premium period ends.

Term & Condition

Currency : IDR

Insured Age Limit

  • Min 18 Years
  • Max 57 years with 8 years insurance period (Gold) 50 years with 15 years insurance period (Platinum),

Policy Holder Age Limit

  • Min 18 years
  • Max 50 Years

Premium Payment Method

  • Annually

Download

Scheme MPP Gold & Scheme MPP Platinum

 

Product

Mega Saving Protection

Endowment product (traditional) life insurance that gives protection to death of the insured due to Accident or non-Accident also this product provides guaranteed stream of payments since selected target age until maturity age.

Term & Condition

Currency : IDR

Insured Age Limit

  • Min 18 Years
  • Max 55 years

Policy Holder Age Limit

  • Min 18 years
  • Max 50 Years

Premium Payment Method

  • Annually

 

Disclaimer

Mega Proteksi Prima is not a banking product, the Insurance company has a full authority and responsibilities related to the product. The business model applied is referral / reference from the Bank side to the Insurance Company. The product is not guaranteed by Bank Mega or the Deposit Insurance Corporation (LPS).