IDR 500.000.000
Free
MegaFirst Infinite Credit Card is a credit card that is specifically granted to customers of MegaFirst which is a priority banking service of Bank Mega. By having MegaFirst Infinite Credit Card, you get the best benefits provided by all companies incorporated in CT Corp and merchants - other merchants in cooperation with Bank Mega.
Contact your Relationship Manager or it can be done directly through the nearest branch office.
Free Domestic and International Airport Lounge Access
Competitive Exchange Rate
Every Rp 10,000 spend gets 85 MPC Points
Free Annual Fee
Executive Airport Lounge
Mega Lounge (Coffee Bean & Tea Leaf)
To find out more locations of Airport Lounge and The Coffee Bean & Tea Leaf outlets at Indonesia airports click here or contact MegaFirst Call Center 08041500010.
Priority Pass
Send an SMS to 83377 using your registered mobile number with the format:
PIN (space) Last 4 Digits of Credit Card (space) Date of Birth DDMMYYYY (space) 6 Digits PIN
Example: PIN 1234 01011990 123456
Rooms:
Food & Beverages:
Function Room:
The Spa
Fitness Center Membership:
Rooms:
Food & Beverages:
Function Rooms:
The Spa:
Fitness Center Membership:
Special Rate for Bank Mega credit card holders through www.accorhotels.com
Room Promo:
Special Packages Stay and Play at Trans Studio Bandung:
Food & Beverages
Monday – Sunday:
For more information about MPC Points, please click: https://bankmega.com/id/personal/mpc-points/
Mega Credit Shield provides a protection to your credit card balance in the case of any occurrence by the covered risk, as per the applied terms and conditions of the said product. This product is the product of PT PFI MEGA LIFE, which also act as an insurer to the said product.
There are 3 (three) types of the offered Mega Credit Shield:
1. Mega Credit Shield Maksima, with Premium of 0.55% from the Current Balance
The said product is an insurance program for credit card holder that covers the risk of death due to illness or accident, and the risk to suffer total/partial and permanent disability due to illness or accident.
Insurance Benefits:
2. Mega Ultima Shield, with Premium of 0.68% from the Current Balance
The said product is an insurance program for credit card holder that covers the risk of death due to illness or accident, and the risk to suffer total/partial and permanent disability due to illness or accident, or the risk to suffer any of the 5 (five) critical illnesses.
Insurance Benefits
3. Mega Protection Care, with Premium of 0.25% from the current balance
The said product is an insurance program for credit card holder that covers the risk of death due to illness or accident, and the risk to suffer total/partial and permanent disability due to illness or accident.
Insurance Benefits:
A new breakthrough from Bank Mega to provide all your banking activities through your smartphone and makes everything easier. Such as saving products, credit cards and electronic money, cash withdrawals without cards at Bank Mega ATMs, QR transactions at merchants, and various promo information, it's all in your hands.
Download Now
Because M-Smile is an application that:
Persyaratan dan Ketentuan Pemegang Kartu Kredit Bank Mega
Jenis Biaya |
Keterangan |
---|---|
Biaya Administrasi Penarikan Tunai | 6% dari transaksi penarikan tunai (min Rp 200.000) |
Biaya Keterlambatan | 1% dari Jumlah tagihan atau (max. Rp 100.000)* |
Biaya Penerbitan Billing Statement | Electronic Statement : Rp 5.000/tagihan Hardcopy : Rp 30.000/tagihan |
Biaya Pencetakan Ulang Lembar Tagihan | Rp 50.000/lembar (max 3 bln terakhir) |
Biaya Permohonan Bukti Transaksi | Rp 50.000 |
Biaya penggantian Kartu (Rusak/Hilang) | Rp 200.000 |
Biaya Pengembalian Kelebihan Saldo ke Non-Bank Mega | Rp 100.000 |
Biaya Redeem Point ke Frequent Flyer Program | Rp 50.000 |
Biaya Kenaikan Limit | Sementara : Rp.75.000 Permanen : Rp.125.000 |
Biaya Overlimit | Rp 250.000 |
Biaya Transfer Loan on Card (LOC) ke Non-Bank Mega | Rp 30.000 |
Biaya Informasi Transaksi (SMS Notifikasi) | Kartu Utama : Rp 10.000/bulan Kartu Tambahan: Rp 5.000/bulan |
Biaya Ubah Transaksi Menjadi Cicilan Bunga Ringan |
Transaksi < Rp 5 Juta : Rp 50.000/Transaksi Transaksi > Rp 5 Juta - < Rp 10 Juta: Rp 100.000/Transaksi Transaksi > Rp 10 Juta: Rp 150.000/Transaksi |
Biaya Pembatalan Cicilan | Sisa Bunga Cicilan + Sisa Pokok Cicilan + Rp. 200.000 |
Biaya Permohonan Ringkasan Tagihan Tahunan | Rp 300.000 |
Biaya Administrasi Tagihan Rutin Bulanan (MegaBill seperti: Pasca bayar seluler, Mega Top Up Pulsa, TV Kabel Berlangganan, PDAM, PLN, dll) |
Rp 5.000,- / No Pelanggan / Bulan
Khusus PLN: |
*Perubahan Bea Materai Pembayaran Kartu Kredit
Channel Pembayaran |
Keterangan |
---|---|
Bank Mega | ATM : Gratis Teller : Rp 25.000 |
Bank BCA | ATM : Rp 15.000 Klik BCA : Rp 15.000 |
Bank BNI | ATM : Rp 15.000 BNI Phone Plus : Rp 15.000 Mobile / SMS Banking : Rp 15.000 Internet Banking : Rp 15.000 |
Bank Mandiri | ATM : Rp 15.000 Internet Banking : Rp 15.000 SMS Banking : Rp 15.000 Call Mandiri : Rp 15.000 |
ATM Bersama / ATM Prima | ATM : Rp 15.000 |
Bunga Pembelanjaan 1.75% / 21% per tahun – mulai dari 01 Juli 2021
Bunga Penarikan Tunai 1.75% / 21% per tahun – mulai dari 01 Juli 2021
Ilustrasi Perhitungan Pembayaran Minimum
Registrasi PIN melalui Website Bank Mega
FAQ Kartu Kredit Bank Mega dengan fitur Contacless