IDR 10.000.000
IDR 20.000.000
BASIC : IDR 1.000.000
SUPPLEMENT : IDR 500.000
Credit Card products that are suitable for traveling fans where every MPC Points earned can be exchanged for airline tickets, hotels, tour packages, or other traveling products at the Antavaya store.
Enjoy free access once a year for one Mega Travel Card holder to more than 850 airport lounges worldwide through LoungeKey™ by showing your Mega Travel Card, boarding pass, and mentioning LoungeKey membership at the airport lounge receptionist.
For more information about LoungeKey™ and a list of lounges that you can access, please visit the site: https://www.loungekey.com/bankmega
Download LoungeKey App on Apple Store or Google Play
Terms & Conditions
Send an SMS to 83377 using your registered mobile number with the format:
PIN (space) Last 4 Digits of Credit Card (space) Date of Birth DDMMYYYY (space) 6 Digits PIN
Example: PIN 1234 01011990 123456
Trans Luxury Hotel Bandung
Rooms:
Food & Beverages (F&B):
Function Room:
The Spa:
Fitness Center Membership:
The Trans Resort Bali
Kamar (Rooms):
Food & Beverages (F&B):
Function Room:
The Spa:
Fitness Center Membership:
Room:
Food & Beverages (F&B):
Monday – Sunday:
No surcharge & competitive exchange rate
For more information about MPC Points, please click: https://bankmega.com/id/personal/mpc-points/
Mega Credit Shield provides a protection to your credit card balance in the case of any occurrence by the covered risk, as per the applied terms and conditions of the said product. This product is the product of PT PFI MEGA LIFE, which also act as an insurer to the said product.
There are 3 (three) types of the offered Mega Credit Shield:
1. Mega Credit Shield Maksima, with Premium of 0.55% from the Current Balance
The said product is an insurance program for credit card holder that covers the risk of death due to illness or accident, and the risk to suffer total/partial and permanent disability due to illness or accident.
Insurance Benefits:
2. Mega Ultima Shield, with Premium of 0.68% from the Current Balance
The said product is an insurance program for credit card holder that covers the risk of death due to illness or accident, and the risk to suffer total/partial and permanent disability due to illness or accident, or the risk to suffer any of the 5 (five) critical illnesses.
Insurance Benefits
3. Mega Protection Care, with Premium of 0.25% from the current balance
The said product is an insurance program for credit card holder that covers the risk of death due to illness or accident, and the risk to suffer total/partial and permanent disability due to illness or accident.
Insurance Benefits:
A new breakthrough from Bank Mega to provide all your banking activities through your smartphone and makes everything easier. Such as saving products, credit cards and electronic money, cash withdrawals without cards at Bank Mega ATMs, QR transactions at merchants, and various promo information, it's all in your hands.
Download Now
Because M-Smile is an application that:
Persyaratan dan Ketentuan Pemegang Kartu Kredit Bank Mega
Jenis Biaya |
Keterangan |
---|---|
Bunga Pembelanjaan | 1.75% per bulan / 21% per tahun |
Bunga Penarikan Tunai | 1.75% per bulan / 21% per tahun |
Biaya Keterlambatan Pembayaran | 1 % dari jumlah tagihan (atau maksimum Rp 100.000) |
Biaya Penerbitan Billing Statement | Electronic Statement : Rp 5.000/tagihan Hardcopy : Rp 30.000/tagihan |
Biaya Cetak Ulang Lembar Tagihan | Rp 50.000/lembar (max 3 bln terakhir) |
Biaya Pembayaran Tagihan Melalui Bank Partner (BCA, BNI, Mandiri) | Rp 15.000/ tagihan |
Biaya Permohonan Bukti Transaksi | Rp 50.000,- |
Biaya Penggantian Kartu (Rusak/Hilang) | Rp 200.000,- |
Biaya Pengembalian Kelebihan Saldo ke Non-Bank Mega | Rp 50.000,- |
Biaya Kenaikan Limit | Sementara : Rp 75.000,- Tetap : Rp 125.000,- |
Biaya Overlimit | Rp 250.000,- |
Biaya Transfer Loan on Card (LOC) ke Non-Bank Mega | Rp 30.000,- |
Informasi Transaksi (SMS Notifikasi) | Kartu Utama : Rp 10.000/bulan Kartu Tambahan : Rp 5.000/bulan |
Ubah Transaksi Menjadi Cicilan Bunga Ringan |
Transaksi < Rp 5 Juta : Rp 50.000/Transaksi Transaksi > Rp 5 Juta - < Rp 10 Juta: Rp 100.000/Transaksi Transaksi > Rp 10 Juta: Rp 150.000/Transaksi |
Pembatalan/Percepatan Cicilan | Sisa Bunga + Sisa Pokok + Rp 200.000,- |
Biaya Permohonan Ringkasan Tagihan Tahunan | Rp 300.000,- |
Biaya Administrasi Tagihan Rutin Bulanan (MegaBill seperti : Pascabayar seluler, Mega Top Up Pulsa, TV kabel berlangganan, PDAM, PLN, dll) |
Rp 5.000,- / per no. pelanggan / bulan Khusus PLN: - Nilai tagihan < Rp 25 juta = Rp 5.000,- - Nilai tagihan > Rp 25 juta = 1% x nilai tagihan |
Biaya Administrasi Penarikan Tunai | 6 % atau minimal Rp 200.000,- (berlaku juga untuk kartu tipe Infinite) |
*Perubahan Bea Materai Pembayaran Kartu Kredit
Channel Pembayaran |
Keterangan |
---|---|
Bank Mega | ATM : Gratis Teller : Rp 25.000 |
Bank BCA | ATM : Rp 15.000 Klik BCA : Rp 15.000 |
Bank BNI | ATM : Rp 15.000 BNI Phone Plus : Rp 15.000 Mobile / SMS Banking : Rp 15.000 Internet Banking : Rp 15.000 |
Bank Mandiri | ATM : Rp 15.000 Internet Banking : Rp 15.000 SMS Banking : Rp 15.000 Call Mandiri : Rp 15.000 |
ATM Bersama / ATM Prima | ATM : Rp 15.000 |
Bunga Pembelanjaan 1.75% / 21% per tahun – mulai dari 01 Juli 2021
Bunga Penarikan Tunai 1.75% / 21% per tahun – mulai dari 01 Juli 2021
Ilustrasi Perhitungan Pembayaran Minimum
Registrasi PIN melalui Website Bank Mega
FAQ Kartu Kredit Bank Mega dengan fitur Contacless