Transmart Mega Card

10% discount or 0% installment at all Transmart Stores in Indonesia
Every IDR 10,000 spending gets 15 MPC Points
Free First Year Annual Fee

Card & PIN Activation in One Step

Send an SMS to 83377 using your registered mobile number with the format:
PIN (space) Last 4 Digits of Credit Card (space) Date of Birth DDMMYYYY (space) 6 Digits PIN
Example: PIN 1234 01011990 123456

CT Corp Benefit

Metro Department Store

10% Discount no minimum transaction except for selected items
Installment 0% 6 month min trx IDR 1mio
Valid for all Metro Dept Store in Indonesia

Trans Fashion

Additional Discount 10% with min trx IDR 500.000 or
Installment 0% 6 months with min trx IDR 2 mio
Valid every purhase at Aigner, Boss, Canali, Geox, Furla, Find Kapoor, Salvatore Ferragamo.

Trans Luxury Bandung & Trans Resort Bali

Trans Luxury Hotel Bandung

Rooms

50% discount from published rate for weekdays.
25% discount from published rate for weekend
Breakfast included for 2 persons
Free Upgrade room (subject to availability)
Maximum 3 rooms/Card/Day
No Cancelation and non -refundable

Food & Beverages (F&B):

25% discount for F&B at The Lounge, The Restaurant & The 18th Restaurant & Lounge (max. trx IDR 5 million ++/ Card (MegaFirst CH Only)
20% Discount for F&B at The Lounge, The Restaurant & The 18th Restaurant & Lounge (max . trx IDR 1,5 mio++/ Card)

Function Room (Ruang Serba Guna):

10% Discount min trx IDR 200 mio++/Card (MegaFirst CH Only)

The Spa:

25% Discount for all Treatments (not including The Spa products and hair salon) max. Trx Rp.5 million ++ (MegaFirst CH Only)
20% Discount For all treatments (not including The Spa products and hair salon) max trx IDR 1,5 mio++

Fitness Center Membership:

25% Discount for The Fitness Center Membership max trx IDR 5 mio++ (MegaFirst CH Only)
20% DIscount for The Fitness Center Membership max trx IDR 3mio++

The Trans Resort Bali

Rooms:

50% discount from published rate for weekdays.
25% discount from published rate for weekend
Breakfast included for 2 persons
Free Upgrade room (subject to availability)
Maximum 3 rooms/Card/Day
No Cancelation and non -refundable

Food & Beverages (F&B):

25% discount for F&B at The Lounge, The Restaurant & The 18th Restaurant & Lounge (max. trx IDR 5 million ++/ Card (MegaFirst CH Only)
20% Discount for F&B at The Lounge, The Restaurant & The 18th Restaurant & Lounge (max . trx IDR 1,5 mio++/ Card)

Function Room:

10% Discount min trx IDR 200 mio++/Card (MegaFirst CH Only)

The Spa:

25% Discount for all Treatments (not including The Spa products and hair salon) max. Trx Rp.5 million ++ (MegaFirst CH Only)
20% Discount For all treatments (not including The Spa products and hair salon) max trx IDR 1,5 mio++

Fitness Center Membership:

25% Discount for The Fitness Center Membership max trx IDR 5 mio++ (MegaFirst CH Only)
20% DIscount for The Fitness Center Membership max trx IDR 3mio++

Ibis Hotel Bandung

Special Rate for Bank Mega credit card holders through www.accorhotels.com

Room Promo:

10% Discount from Published Rate, Breakfast included for 2 persons. Promotion not valid on High Seasons and Long Weekend, Cannot combine with others promotion. Maximum 3 rooms/Card/Day

Special Packages Stay and Play at Trans Studio Bandung :

IDR 800.000/Nett/Room/Night for weekdays
IDR 900.000/Nett/Rom/Night for Weekend
Breakfast and Trans Studio Tickets for 2 persons included

Food & Beverages (F&B):

1. 15% Discount at Oopen Resto

100.000 (before tax and service charge)
Category Meat, seafood and alcohol beverage excluded
Cannot combine with others promotion.

2. 10% Discount from Published Rate

valid on Friday and Saturday, Maximum 5 persons/Card
Not apply multiples

Trans Studio Bandung

25% Discount for admission tickets maximum of 5 tickets / day / card
Get Trans Studio Store Ticket Bonus IDR 50.000 for MegaFirst infinite CH only
25% Discount for special events/concerts, VIP Tickets max 2 tickets/card and Festival Tickets max 4 tickets/card.
Get Discount Voucher 10% every purchase mechandise Trans Studio Bandung or F&B (applies for Bandung ID Program only)

Trans Studio Cibubur

10% Discount for admission ticket, max 10 tickets/Transaction

Trans Studio Makassar

25% Discount for admission tickets maximum of 5 tickets / day / card, Credit Card Only
10% Discount for admission tickets maximum of 10 tickets / day / card, Debit Card only

Trans Studio Bali

10% Discount for admission ticket, max 10 tickets/Transaction

Fashion Hotel Legian

Room Promo:

Special Rate Rp 450.000++/Room/Night
Breakfast for 2 persons included, max 3 rooms/card/day
No cancelation and non-refundable
Not valid on Peak Season and High Season

Food & Beverages (F&B):

20% Discount for F&B max trx IDR 1,5mio++/Card

Trans Snow World Juanda Bekasi

10% Discount for admission ticket, max 10 tickets/Transaction

Trans Snow World Bintaro

10% Discount for admission ticket, max 10 tickets/Transaction

Antavaya

No surcharge & competitive exchange rate

Baskin Robbins

50% discount Max trx IDR 1,5mio every purchase Fresh Pack and Ready Pack on weeked (Saturday and Sunday) and Puclic Holiday.
35% Discount Min trx IDR 75.000 and Max trx IDR 1,5mio every purchase Ready Pack, Fresh Pack, Ice cake, Cup and Cone, Sundae and Split, Fountain drinks, Dessert, Cafe Menu, Popcorn on Weekdays.

The Coffee Bean & Tea Leaf

50% Discount min trx IDR 250,000 and max trx IDR 1,5mio for all CBTL products, Valid every day
30% discount min trx IDR 75.000 for all CBTL Products, Valid everyday
35% discount for whole cake valid everyday

Wendy's

50% Discount min trx IDR 300.000 and Max trx IDR 1,5mio for all wendy's menu.
25% Discount min trx IDR 100.000 for all wendy's menu.

Tasty Kitchen

20% discount min trx IDR 200.000 anda max trx IDR 1,5mio for all menu and valid everyday

Warung Wardani

20% discount min trx IDR 200.000 anda max trx IDR 1,5mio for all menu and valid everyday

Nikaido Gyu Katsu

20% discount min trx IDR 200.000 anda max trx IDR 1,5mio for all menu and valid everyday

Index Living Mall

10% Discount or Instalment 0% 6 months
10% Discount + Installment 1,25% (3,6,12 months)

Transmart & Carrefour

10% Discount or Installment 6 months
10% Discount + Installment (3,6,12 months)
Valid for electronic and all products except : Sugar, Oils, Egg, Cigarettes, Bay Formula, Rice, Flour, Mobile Credit, Donation, Gadget, and Mega Insurance.

TransVision

20% Discount per month for all Transvision subscription packages with Megabill Program

Reward & Privileges

Special Cashier for Transmart Mega Card holders in Transmart / Carrefour
- Opened 1 to 2 cashiers per store (based on store policy)
Special Parking Area at Transmart / Carrefour (stand alone stores)
Quota 5 slots in front & 15 slots behind the store
Available at Transmart / Carrefour store:

MPC Points

For more information about MPC Points, please click: https://bankmega.com/id/personal/mpc-points/

Mega Bill

Register your monthly bills and enjoy the convenience and ease of payment without having to queue and save time by using the Mega Bill feature on your Bank Mega Credit Card.
Click here for more information.

*An easy way to pay for water every month with Mega Bill

Mega Top Up

Make it easier to top up prepaid credit regularly every month, just register with Mega Top-Up.
Click here for more information.

Mega Credit Shield

Mega Credit Shield provides a protection to your credit card balance in the case of any occurrence by the covered risk, as per the applied terms and conditions of the said product. This product is the product of PT PFI MEGA LIFE, which also act as an insurer to the said product.

There are 3 (three) types of the offered Mega Credit Shield:

1. Mega Credit Shield Maksima, with Premium of 0.55% from the Current Balance

The said product is an insurance program for credit card holder that covers the risk of death due to illness or accident, and the risk to suffer total/partial and permanent disability due to illness or accident.

Insurance Benefits:

If insured passed away, not due to accident, then insurer will pay 200% of current credit card balance at the time of risk
If insured passed away, due to accident, then insurer will pay 500% of current credit card balance at the time of risk
If insured being diagnosed to suffer total and permanent disability due to illness or accident then insurer will pay 100% of current credit card balance at the time of risk
If insured being diagnosed to suffer partial and permanent disability due to illness or accident, for at least 30 consecutive days then insurer will pay 10% of current credit card balance at the time of risk or maximum IDR 50,000 in monthly basis, for a maximum of 12 months as long as insured suffers the said risk, with a maximum limit is as per the said credit card balance at the time of diagnosis or with a certain predefined amount, paid to Bank Mega as the Policyholder.
Insurance benefit will be paid to Policyholder to first allocate the payment benefit to settle the said credit card balance, and the remainder is paid to Beneficiary

2. Mega Ultima Shield, with Premium of 0.68% from the Current Balance

Insurance Benefits

If insured passed away, not due to accident, then insurer will pay 200% of current credit card balance at the time of risk
If insured passed away, due to accident, then insurer will pay 500% of current credit card balance at the time of risk
If insured being diagnosed to suffer total and permanent disability due to illness or accident then insurer will pay 100% of current credit card balance at the time of risk
If insured being diagnosed to suffer partial and permanent disability due to illness or accident, for at least 30 consecutive days then insurer will pay 10% of current credit card balance at the time of risk or maximum IDR 50,000 in monthly basis, for a maximum of 12 months as long as insured suffers the said risk, with a maximum limit is as per the said credit card balance at the time of diagnosis or with a certain predefined amount, paid to Bank Mega as the Policyholder.
If insured being diagnosed for the first time in life to suffer any of the 5 (five) critical illness then insurer will pay 100% of current credit card balance at the time of risk.
Insurance benefit will be paid to Policyholder to first allocate the payment benefit to settle the said credit card balance, and the remainder is paid to Beneficiary

3. Mega Protection Care, with Premium of 0.25% from the current balance

Insurance Benefits:

If insured passed away, due to illness or accident, then insurer will pay 100% of current credit card balance at the time of risk
If insured being diagnosed to suffer total and permanent disability due to illness or accident then insurer will pay 100% of current credit card balance at the time of risk
If insured being diagnosed to suffer partial and permanent disability due to illness or accident, for at least 30 consecutive days then insurer will pay 10% of current credit card balance at the time of risk or maximum IDR 50,000 in monthly basis, for a maximum of 12 months as long as insured suffers the said risk, with a maximum limit is as per the said credit card balance at the time of diagnosis or with a certain predefined amount, paid to Bank Mega as the Policyholder.
Insurance benefit will be paid to Policyholder to first allocate the payment benefit to settle the said credit card balance, and the remainder is paid to Beneficiary

M-SMILE

A new breakthrough from Bank Mega to provide all your banking activities through your smartphone and makes everything easier. Such as saving products, credit cards and electronic money, cash withdrawals without cards at Bank Mega ATMs, QR transactions at merchants, and various promo information, it's all in your hands.

Unduh aplikasinya disini

Why must M-Smile?

Because M-Smile is an application that:

Attractive appearance that doesn't makes you feel bored when using M-Smile
The fast and easier login by using finger print or face recognition technology.
Missed your wallet? Don't carry an ATM card? Relax. You can do QR transactions at merchants that use the QRIS logo, just scan, pay & go! or Cash withdrawal without card at Bank Mega ATM.
Purchase voucher, pay bill and top up your e-waller in a Practical way!
Open a new savings account and various services for the convenience of Savings and Credit Card owners
Transactions becomes easier and faster using Voice Command.
Saving Account, Current Account, Loan, Deposit, Credit Card, M-Money, Saving and Credit Card Transaction Inquiry, Statements & Billing Statement up to 12 months.
Complete domestic transfer features such as transfer intra bank account, Realtime transfer, SKN / Clearing or RTGS and Bank Mega virtual account transfer.
Credit Card service features such as Mega Pay (change transactions into installments), Increase Fixed Limit, Mega Bill Registration, Insurance Registration, Block Credit Cards, and Register/Change PIN.
You can check information on Bank Mega credit card and debit card promos completely!
Now you can also check credit card points and DoReMe easily
You can also check other information such as M-Calendar, foreign exchange rates, ATM and branch locations, account inboxes and all account settings using your smartphone!

Installation Manual

Syarat Pengajuan Kartu Kredit

Persyaratan dan Ketentuan Pemegang Kartu Kredit Bank Mega

Biaya-Biaya


Jenis Biaya	Keterangan
Bunga Pembelanjaan	1.75% per bulan / 21% per tahun
Bunga Penarikan Tunai	1.75% per bulan / 21% per tahun
Biaya Keterlambatan Pembayaran	1 % dari jumlah tagihan (atau maksimum Rp. 100.000)
Biaya Penerbitan Billing Statement	Electronic Statement : Rp 5.000/tagihan Hardcopy : Rp 30.000/tagihan
Biaya Cetak Ulang Lembar Tagihan	Rp 50.000/lembar (max 3 bln terakhir)
Biaya Pembayaran Tagihan Melalui Bank Partner (BCA, BNI, Mandiri)	Rp 15.000/ tagihan
Biaya Permohonan Bukti Transaksi	Rp 50.000,-
Biaya Penggantian Kartu (Rusak/Hilang)	Rp 200.000,-
Biaya Pengembalian Kelebihan Saldo ke Non-Bank Mega	Rp 50.000,-
Biaya Kenaikan Limit	Sementara : Rp.75.000,- Tetap : Rp.125.000,-
Biaya Overlimit	Rp 250.000,-
Biaya Transfer Loan on Card (LOC) ke Non-Bank Mega	Rp 30.000,-
Informasi Transaksi (SMS Notifikasi)	Kartu Utama : Rp 10.000/bulan Kartu Tambahan : Rp 5.000/bulan
Ubah Transaksi Menjadi Cicilan Bunga Ringan	- Transaksi Rp < 5 Jt : Rp 50.000 / transaksi - Transaksi Rp > 5 Jt - < 10 Jt : Rp 100.000 / transaksi - Transaksi Rp > 10 Jt : Rp 150.000 / transaksi
Pembatalan/Percepatan Cicilan	Sisa Bunga + Sisa Pokok + Rp. 200.000,-
Biaya Permohonan Ringkasan Tagihan Tahunan	Rp 300.000,-
Biaya Administrasi Tagihan Rutin Bulanan (MegaBill seperti : Pascabayar seluler, Mega Top Up Pulsa, TV kabel berlangganan, PDAM, PLN, dll)	Rp. 5000,- / per no. pelanggan / bulan Khusus PLN: - Nilai tagihan < Rp. 25 juta = Rp. 5.000,- - Nilai tagihan > Rp. 25 juta = 1% x nilai tagihan
Biaya Administrasi Penarikan Tunai	6 % atau minimal Rp 175.000,- (untuk Tipe Platinum) 6 % atau minimal Rp 125.000,- (untuk Tipe Silver atau Classic)

^{*Perubahan Bea Materai Pembayaran Kartu Kredit}

Channel dan Biaya Pembayaran Tagihan


Channel Pembayaran	Keterangan
Bank Mega	ATM : Gratis Teller : Rp 25.000
Bank BCA	ATM : Rp 15.000 Klik BCA : Rp 15.000
Bank BNI	ATM : Rp 15.000 BNI Phone Plus : Rp 15.000 Mobile / SMS Banking : Rp 15.000 Internet Banking : Rp 15.000
Bank Mandiri	ATM : Rp 15.000 Internet Banking : Rp 15.000 SMS Banking : Rp 15.000 Call Mandiri : Rp 15.000
ATM Bersama / ATM Prima	ATM : Rp 15.000

Suku Bunga

Bunga Pembelanjaan 1.75% / 21% per tahun – mulai dari 01 Juli 2021
Bunga Penarikan Tunai 1.75% / 21% per tahun – mulai dari 01 Juli 2021

Transmart Mega Card

Transmart Mega Card

MINIMUM INCOME

MINIMUM LIMIT

ANNUAL FEE

Aplikasi Online

Online Aplication

10% discount or 0% installment at all Transmart Stores in Indonesia

Every IDR 10,000 spending gets 15 MPC Points

Free First Year Annual Fee

Card & PIN Activation in One Step

CT Corp Benefit

Metro Department Store

Trans Fashion

Trans Luxury Bandung & Trans Resort Bali

Ibis Hotel Bandung

Trans Studio Bandung

Trans Studio Cibubur

Trans Studio Makassar

Trans Studio Bali

Fashion Hotel Legian

Trans Snow World Juanda Bekasi

Trans Snow World Bintaro

Antavaya

Baskin Robbins

The Coffee Bean & Tea Leaf

Wendy's

Tasty Kitchen

Warung Wardani

Nikaido Gyu Katsu

Index Living Mall

Transmart & Carrefour

TransVision

Reward & Privileges

MPC Points

Mega Bill

Mega Top Up

Mega Credit Shield

M-SMILE

Why must M-Smile?

Installation Manual

Syarat Pengajuan Kartu Kredit

Biaya-Biaya

Channel dan Biaya Pembayaran Tagihan

Suku Bunga

Ilustrasi Perhitungan Bunga

Informasi Perhitungan Pembayaran Minimum

Aktivasi PIN

Fitur Nirsentuh/Contactless

Informasi

Aplikasi Online

Fitur M-Smile