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Mega Griya

Credit facilities from banks for the purchase of residential / shophouses, both new and used which are located inside or outside the real estate area (through developers or non-developers).

Home Loan Features

  1. Maximum amount of loan : Rp. 500 million
  2. Credit terms:
    - Residential: 20 years
    - Apartment / Shophouse / Office: 10 years
    - Villa: 8 years
  3. Competitive interest rates
  4. Rupiah currency


  • Indonesian nationals (for individual borrowers)
  • Debt service ratio
  • Permanent employees (minimum working period of 2 years, or work experience in the previous place 2 years).
  • Self-employed (at least 2 years running).
  • Professional (minimum 2 years of practice).
  • Minimum age 21 years old and maximum age 65 years old at credit’s due date (for individual borrowers)
  • Complete the identity document and saving accounts for at least 3 (three) months