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Mega Reno

Credit facilities from the Bank for housing construction, on vacant land or developing and improving the quality of existing homes (renovation) whether located inside or outside the real estate area (through developers or non-developers).

Mega Reno Features

  1. Minimum amount of loan Rp. 500 million
  2. Construction / Renovation Period:
    - Residential: 20 years
    - Apartment / Shophouse / Office: 10 years
    - Villa: 8 years    
  3. Competitive interest rates
  4. Rupiah currency


  • WNI (individual)
  • Debt service ratio, a maximum of 60% of the prospective debtors income (income tiering).
  • Self-employed (at least 2 years running).
  • Professional (minimum 2 years of practice).
  • The age of the debtor is at least 21 years and at the maturity of the credit is a maximum age of 55 years, specifically for entrepreneurs and professionals when the credit maturity is at a maximum age of 60 years.
  • Identification documents of prospective debtors
  • Legality of collateral documents
  • Current account for at least 3 (three) months
  • Cost Budget Plan for renovation / construction of houses